Fun and Sun


Your Fun Summer Starts Here!

Whether you're gearing up for a road trip or embracing the beach vibes, we've got your back! With rates as low as 7.74% APR* and affordable, flexible financing from CRCU, exploring the open road and the great outdoors has never been easier. Our loans for ATVs, motorcycles, and recreational vehicles offer you the affordability and flexibility you need to get out there and stay in budget.

Why it’s great

  • No down payment may be required3
  • Terms available up to 180 months2
  • Competitive interest rates
  • Flexible terms available for payments customized to your needs
  • Convenient payment options
  • No early payoff penalties

What to know

  • Requires full coverage insurance with deductibles not to exceed $1,005
  • Credit Life/Disability Insurance is available for your loan
  • Available GAP Insurance helps pay off your remaining loan balance if your auto is stolen or damaged and is deemed to be a total loss

Choose The Loan That's Right For You

yellow boat iconBOAT4 & JET SKI
Smooth sailing with a great loan options from your local credit union!



yellow atv icon
Financing your recreational toys just got a whole lot easier!



Rv icon
Let us help get you get rolling on the road or dirt path to fun!  



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Low-rate loans for whatever challenge or adrenaline rush you're pursuing.

boat with people playing in lake

Ready for some Fun & Sun? 

Get rollin' and splashin'! CRCU offers a variety of RV, travel trailer, boat, personal watercraft, ATV and motorcycle loans - with some of the best rates around!

  • Flexible terms & low rates
  • Easy online application
  • Fast approval process

Start Your Fun Today! 

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Start your adventure today

Apply in branch, online, or over the phone at (800) 238-3228 – get approved in minutes!
It’s quick and easy. We’ll even provide you with a pre-approval certificate.

*APR = Annual Percentage Rate. All Loans subject to credit approval, some restrictions may apply. Payment example: a $30,000 loan with a 48-month term at 7.74% APR = $786.00 monthly payment. Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, LTV and term. Reflected annual percentage rate and monthly payment examples includes all applicable discounts: Including a .50% basis point discount by establishing a CRCU Checking account with direct deposit equal to or greater than monthly loan payment and discount for a monthly premium for Payment Protection, which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. CRCU existing loans are ineligible for refinancing. Certain other credit and income qualifications may apply. **This offer cannot be combined with any other offer and CRCU reserves the right to discontinue promotions without notice at any time for any reason. Fun and Sun Loans closed between June 1st through August 31st, 2024 will be entered to win a $500 cash prize. CRCU will conduct a drawing of all the qualified entries by October 1st, 2024 at CRCU Headquarters. The winner will be contacted by phone. If there is no answer, a voicemail will be left. The winner has one week to return the call and claim the prize. Failure to respond within this time frame will result in disqualification and forfeiture of the prize, with an alternate winner being selected. Member must be in good standing at the time of the drawing to qualify.  Employees and board members are not eligible to participate. A 1099 will be issued to the winner in January 2025. No Purchase Necessary. Other restrictions may apply. Must be 18 years or older and a legal resident of Texas to win. Anyone 18+ who does not qualify by funding a qualified CRCU Sun and Fun and Sun Loan can enter the drawings by sending a 3x5 postcard with their name, address and phone number to: CRCU - Fun and Sun Loan Promo, P.O. Box 3181, Baytown, TX 77522. All postcard entries must be postmarked by August 31st, 2024. One postcard per individual and odds of winning are based on the number of entries. 1For new motorcycles & ATVs, MSRP will be used in establishing loan to value (LTV). For used motorcycles & ATVs, NADA average retail value to establish LTV. Minimum loan amount of $30,000 to qualify for 73-84 month term (84 maximum term on new). 2Only new RV, Travel Trailer and Boats qualify for 180 month term with minimum loan amount of $50,000.00 3Restrictions and minimum eligibility will apply for no down payment financing. . 4Houseboats or boats requiring Coast Guard certification or ship's mortgage are not eligible for finance. Maximum eligible boat loan is $80,000. For new boats, MSRP will be used in establishing loan advance (LTV).  For used boats, NADA average retail value to establish loan advance (LTV).  Minimum loan amount of $50,000 to qualify for 180 month term (180 maximum term on new).  Minimum loan amount of $15,000 to qualify for 72 month term.  There is a maximum term of 144 months for used boats. Offer subject to change or cancellation at any time. Please contact a representative for more details. CRCU membership required. Offer expires 8/31/2024.