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Checking Options


 

or call 281.422.3611 to open your account!

CRCU has TWO awesome checking account options to suit yours and your family's lifestyle!



Top Rated

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REWARD
CHECKING 

OPEN NOW

ACCOUNT DETAILS

2.00% APY*

 on balances up to and including $20,000, if qualifications are met & 0.05% APY
if qualifications are
not met. Learn More

Features & Benefits

  • TOTALLY FREE checking. Really.
  • Nationwide ATM Fee Refunds - up to $10 per statement cycle**
  • $5 minimum deposit
  • NO monthly maintenance fee
  • and much more!

dollar bill iconFREE
CHECKING 

OPEN NOW

ACCOUNT DETAILS

Fee FREE

Welcome to totally
free checking! 
We don’t have a minimum balance and we don’t charge monthly service fees. Plus, you can get to your checking account 24/7!

Features & Benefits

  • TOTALLY FREE checking. Really.
  • Access to 55,000 surcharge-free ATMs
  • NO minimum deposit
  • NO monthly maintenance fee
  • and much more! 
 
 
 
 
 
 
 
 
 
 
 
 
 

Featured Benefits

Z-E-R_O icon

ZERO FEES

No minimum balance and we don’t charge monthly service fees. Plus, you can access your account 24/7!

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Nationwide ATms

Access to 55,000 surcharge-free ATMs, plus unlimited ATM withdrawals. Find a location near you!
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free mobile app

Download the CRCU Mobile Banking app to access your account anytime, anywhere!

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FREE ONLINE BANKING

Transfer money, set up account alerts, deposit checks, and more.
Enroll today!

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Become a CRCU Member

Join our happy family today! Applying for membership couldn’t be easier.
  • A wide field of membership - see if you qualify!
  • Complete your application online with ease
  • Access to exclusive benefits and discounts from Love My Credit Union Rewards
 
 
 
 
 

*APY=Annual Percentage Yield. APY’s accurate as of 03/12/20. Rates may change after account is opened. Minimum to open is $5. Available to personal accounts only. Qualifications must post and settle the account during each monthly statement cycle: have at least 10 debit card purchases; have at least 1 automatic payment or direct deposit; be enrolled and receive e-statement notice. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM transactions do not count towards qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. If qualifications are met each monthly statement cycle: balances up and including to $20,000 receive 2.00% APY and balances over $20,000 earn 0.05% APY on portion of balances over $20,000, resulting in 2.00% - 0.05% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Fees could reduce the earnings on the account. **ATM fees incurred during statement cycle will be reimbursed up to $10 (up to $4.99 per single transactions) and credited to account on the first business day of the next monthly statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5 or higher. ***FREE Bill Pay service must be deemed active, requiring at least one payment every 30 days, in order to avoid fees. If inactive, a $3.95 per month fee will apply to maintain the Bill Pay account