Auto Loans

Rates as low as
1.74% APR*

Quick & Easy Financing with CRCU.

When you can walk into the auto dealership with the affordable financing you need already in hand… that’s an amazing feeling. Getting pre-approved for a CRCU vehicle loan makes it possible. With our great-rate loan, you can focus on negotiating the best price, take advantage of cash-back offers, and skip the lengthy financing process at the dealership.

Low Rates
Low Payments
Flexible Terms
Plus - 90 Days No Payment!**

Quick & Easy Loan Application
Personal Service
Pre-Approval Available
View CRCU's preferred dealer list

Choose The Loan That's Right For You

Purchase from a Dealer

Refi Your Loan from Another Institution

Lease a Vehicle Icon / Hands catching keys

Purchase Your Existing Lease

Purchase from an Individual

Clear Title Loan

CRCU Loan Add On

A woman getting her child in car-seat in the vehicle

Get the Best Auto Refi Rates!

Move your current loan to CRCU to take advantage of a lower rate without the added cost!

Quick & Easy Financing
Competitive Rates
Terms That Work For You

Save By Refinancing

CRCU's Preferred Auto Dealers

Member Auto Center is your source for all of your auto buying needs. With our easy search and expert assistance, you can research new autos, search pre-owned inventory, get free price quotes, discover your trade-in value and so much more! Take the guesswork out of auto shopping. Our preferred dealers are ready and waiting to help you find your next new or pre-owned car!

Browse Preferred Auto Dealers

Loan Type	up to 54 mos. APR* as low as	66 months APR* as low as	78 months APR* as low as	84 months APR* as low as
New Autos^a Fewer than 7,500 miles	1.74%	2.74%	3.09%	3.99%
Used Autos^a Fewer than 100,000 miles	1.99%	2.99%	3.34%	n/a

*APR = Annual Percentage Rate. ^aCertain terms, conditions, and or discounts apply to rates listed. Rates current as of April 6,2020, and are subject to change based on market conditions and borrower eligibility. A $25,000 loan with a 60-month term at 2.74% APR equals a $446.79 monthly payment. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate discount. Subject to mileage and vehicle age limitations. A vehicle is considered new when the model is current calendar year, next year so long as the mileage does not exceed 7,500 miles. CRCU finances up to 120% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 120% including tax, license and fees. Maximum LTV is subject to approval and certain restrictions may apply. Not available to refinance an existing CRCU auto loan. The minimum approved loan amount is $500.00. **Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. View rates page to view all disclosure & rates. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice.