Auto Loans

Rates as low as
4.24% APR¹

Auto Loans Worth a Victory Lap

Your loan. Your terms. Your keys.
Get pre-approved for a CRCU auto loan and walk into the dealership with confidence. With great rates and financing already in hand, you can skip the back-and-forth and focus on what matters—getting the best deal on your next vehicle. We’ll handle the loan, so you can enjoy the ride.

Loan Type	up to 36 months APR¹ as low as	up to 48 months APR¹ as low as	71 months APR¹ as low as	78 months APR¹ as low as	84 months APR¹ as low as
New Autos Fewer than 7,500 miles	4.24%	5.04%	5.29%	5.79%	6.04%
Used Autos Fewer than 100,000 miles	4.24%	5.04%	5.29%	5.79%	n/a

Low Rates
Low Payments
Flexible Terms
Plus - 90 Days No Payment!²
Quick & Easy Loan Application

Personal Service
Pre-Approval Available
View CRCU's preferred dealer list
Find the right car with Member Auto Center

Choose The Loan That's Right For You

Purchase from a Dealer

Refi Your Loan from Another Institution

Lease a Vehicle Icon / Hands catching keys

Purchase Your Existing Lease

Purchase from an Individual

Clear Title Loan

CRCU Loan Add On

CRCU's Preferred Auto Dealers

Member Auto Center is your source for all of your auto buying needs. With our easy search and expert assistance, you can research new autos, search pre-owned inventory, get free price quotes, discover your trade-in value and so much more! Take the guesswork out of auto shopping. Our preferred dealers are ready and waiting to help you find your next new or pre-owned car!

Browse Preferred Auto Dealers

Visiting a dealership can be overwhelming. With CRCU and Auto Center, we make the car buying experience safe and easy.

Search new and pre-owned vehicles
Calculate your monthly payment
Submit for a no obligation price quote
Get a listing of all participating dealers
Get an auto check vehicle Report

Before purchasing your next auto, be sure to follow these 3 easy steps:

Visit crcu.memberautocenter.com to research vehicles and get pre-approved for your auto before you ever get to the showroom floor.
Find a Preferred Dealership and ask for the Credit Union Representative by his or her name.
Contact 832-912-2182 for auto buying assistance.

Find The Right Car Today

*APR = Annual Percentage Rate. Certain terms, conditions, and or discounts apply to rates listed. Rates current as of 05/01/2025, and are subject to change based on market conditions and borrower eligibility. A $30,000 loan with a 36-month term at 4.24% APR equals a $943.15 monthly payment. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Payment also includes monthly premium for Payment Protection which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate discount. Subject to mileage and vehicle age limitations. A vehicle is considered new when the model is current calendar year, next year so long as the mileage does not exceed 7,500 miles. CRCU finances up to 120% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 120% including tax, license and fees. Maximum LTV is subject to approval and certain restrictions may apply. Not available to refinance an existing CRCU auto loan. The minimum approved loan amount is $500.00. **Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. View rates page to view all disclosure & rates. CRCU Membership required. Contact us for details. Offer subject to change or cancellation.