1APR = Annual Percentage Rate. All loans subject to credit approval, some restrictions may apply. Payment example: a $30,000 loan with a 48-month term at 1.99% APR = $702.62 monthly payment. Reflected annual percentage rate and monthly payment example includes all applicable discounts: including a .50% basis point discount by establishing a CRCU checking account with direct deposit equal to or greater than monthly loan payment and a discount for a monthly premium for Payment Protection, which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Your monthly payments include principal and interest and may be higher or lower depending on the loan amount, APR and term. Rates current as of 07/07/22 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-qualified rate to qualify for the rate discount. This offer is valid for refinances from another financial institution or for a new or used auto loan purchase. Not available to refinance an existing CRCU auto loan. Subject to mileage and vehicle age limitations. The minimum approved loan amount is $5,000.00. Membership required. 2Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. Offer subject to change or cancellation without notice. 3This offer cannot be combined with any other offer and CRCU reserves the right to discontinue promotions without notice at any time for any reason. Must be 18 years or older and a legal resident of Texas to win. No purchase or service acquisition necessary. Gas for entire year is valued at $3,500. Auto loans & refis closed between June 15th through November 30th, 2022 will be entered to win a $3,500 cash/check prize. One (1) individual, winner to be awarded by random drawing on or before 12/16/22 at CRCU Headquarters and contact the winner by phone. Member must be in good standing at the time of the drawing to qualify and employees are not eligible to participate. A 1099 will be issued to the winner in January 2023. No Purchase Necessary. Other restrictions may apply. Anyone 18+ who does not qualify by funding a qualified CRCU auto loan can enter the drawings by sending a 3x5 postcard with their name, address and phone number to: CRCU – Auto Loan Promo, P.O. Box 3181, Baytown, TX 77522 . All postcard entries must be postmarked by November 30th, 2022. One postcard per individual and odds of winning are based on the number of entries.