Auto loan promotion with a truck sitting in front of trees during a sunset.

Auto Loans

Rates as low as
5.54% APR¹

Drive Into the Season with an Auto Loan

Make every day an adventure with a CRCU auto loan! From daily commutes to exciting getaways, our flexible financing options keep you on the road with confidence. Enjoy competitive rates and customized terms that fit your lifestyle. Drive into the season and start your journey today!

Loan Type	up to 48 mos. APR¹ as low as	71 months APR¹ as low as	78 months APR¹ as low as	84 months APR¹ as low as
New Autos^a Fewer than 7,500 miles	5.54%	5.79%	6.29%	6.54%
Used Autos^a Fewer than 100,000 miles	5.54%	5.79%	6.29%	n/a

Low Rates
Low Payments
Flexible Terms
Plus - 90 Days No Payment!²
Quick & Easy Loan Application

Personal Service
Pre-Approval Available
View CRCU's preferred dealer list
Find the right car with Member Auto Center

Choose The Loan That's Right For You

Purchase from a Dealer

Refi Your Loan from Another Institution

Lease a Vehicle Icon / Hands catching keys

Purchase Your Existing Lease

Purchase from an Individual

Clear Title Loan

CRCU Loan Add On

CRCU's Preferred Auto Dealers

Member Auto Center is your source for all of your auto buying needs. With our easy search and expert assistance, you can research new autos, search pre-owned inventory, get free price quotes, discover your trade-in value and so much more! Take the guesswork out of auto shopping. Our preferred dealers are ready and waiting to help you find your next new or pre-owned car!

Browse Preferred Auto Dealers

Visiting a dealership can be overwhelming. With CRCU and Auto Center, we make the car buying experience safe and easy.

Search new and pre-owned vehicles
Calculate your monthly payment
Submit for a no obligation price quote
Get a listing of all participating dealers
Get an auto check vehicle Report

Before purchasing your next auto, be sure to follow these 3 easy steps:

Visit crcu.memberautocenter.com to research vehicles and get pre-approved for your auto before you ever get to the showroom floor.
Find a Preferred Dealership and ask for the Credit Union Representative by his or her name.
Contact 832-912-2182 for auto buying assistance.

Find The Right Car Today

¹APR = Annual Percentage Rate. All loans subject to credit approval, some restrictions may apply. A $30,000 loan with a 48-month term at 5.54% APR equals a $753.47 monthly payment. Reflected annual percentage rate and monthly payment example includes all applicable discounts: including a .50% basis point discount by establishing a CRCU checking account with direct deposit equal to or greater than monthly loan payment and a discount for a monthly premium for Payment Protection, which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Your monthly payments include principal and interest and may be higher or lower depending on the loan amount, APR and term. Rates current as of 09/06/24 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-qualified rate to qualify for the rate discount. This offer is valid for refinances from another financial institution or for a new or used auto loan purchase. Not available to refinance an existing CRCU auto loan. Subject to mileage and vehicle age limitations. The minimum approved loan amount is $5,000.00. Membership required.²Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. Offer subject to change or cancellation without notice.³This offer cannot be combined with any other offer, and CRCU reserves the right to discontinue promotions without notice at any time for any reason. Must be 18 years or older and a legal resident of Texas to win. No purchase or service acquisition necessary. Close an auto loan for a new or used purchase between August 1 through October 31, 2024, and you'll be entered to win 1 of 3 $1,000 prizes. This offer not valid for refinances from another institution or refinance on an existing CRCU auto loan. CRCU will conduct random drawings of all qualified entries by November 30th, 2024, and contact the winner by phone. If there is no answer, a voicemail will be left. The winner has one week to return the call and claim the prize. Failure to respond within this time frame will result in disqualification and forfeiture of the prize, with an alternate winner being selected. Member must be in good standing at the time of the drawing to qualify. Employees and board members are not eligible to participate. A 1099 will be issued to the winner in January 2025. No Purchase Necessary. Other restrictions may apply. Anyone 18+ who does not qualify by funding a qualified CRCU auto loan can enter the drawings by sending a 3x5 postcard with their name, address and phone number to: CRCU – Auto Loan 2024 Promo, P.O. Box 3181, Baytown, TX 77522. All postcard entries must be postmarked by October 31, 2024. One postcard per individual and the odds of winning are based on the number of entries.