Business Lending Team





Meet your Team

Our team is here to help you succeed, both personally and financially.

Cynthia Montoya

Business Services Specialist

With over a decade of experience in finance, she’s passionate about empowering local businesses and founded a youth sports association that has impacted more than 2,000 kids.

Blake Richardson

Commercial Loan Officer

A lifelong Liberty County resident, he brings years of commercial lending expertise to CRCU while staying active in his community and coaching his daughter’s little league team.

Joseph Miller

Vice President Business Services

A seasoned credit union leader from Wisconsin, he is deeply committed to the credit union movement and is excited to embrace and support the Baytown community with his wife Melody.