Credit Card Balance Transfer

0% APR* Intro/Promo on Balance Transfers for 6 Months 

Swing Into Savings With a CRCU Mastercard®!

Ready to knock those high-rate credit card balances out of the park? Swing into savings by transferring your balances to a CRCU Mastercard®! Join our winning team today and enjoy these grand slam benefits:

  • Consolidate & simplify your finances
  • Pay down balances at a lower interest rate
  • NO balance transfer fee
  • NO annual fee on all CRCU credit cards
  • NO foreign transaction fee 
  • 24/7 fraud protection
  • Earn Rewards on every purchase*** with a MemberSelect MasterCard
  • Zero Liability Protection** 

Want to apply for a CRCU Mastercard®?

Enjoy low rates and fantastic benefits with a CRCU credit card. Apply today, and once approved, you can start transferring your balances. Don’t miss out – make the switch now!
 
Z-E-R_O icon
ZERO LIABILITY PROTECTION
When you use your CRCU MasterCard®, you're protected against fraud & have zero liability.
award ribbon icon
EARN REWARDS ON EVERY PURCHASE
Earn reward points for every dollar you spend on eligible purchases with a CRCU MasterCard®.
 
blue and yellow credit card icon
NO FEES OR PREPAYMENT PENALTY
With a CRCU MasterCard® there are no fees or prepayment penalties.



couple on ipad

Should I consolidate my credit cards?

Transferring your credit card balances onto the CRCU  Mastercard® can help lower your interest rates and give you one monthly payment. Want to know how much you could save on interest? Use our debt consolidation calculator!

Calculate My Savings




four people at restaurant paying by scanning phone

BANK SECURELY ON THE GO

Online & Mobile Tools

Convenient financial services that save you time.

Learn More







*APR = Annual Percentage Rate. Any periodic rate that may be applied expressed as an annual percentage rate. From July 1, 2024 to September 30, 2024 qualified new borrowers will receive a non-variable intro/promo rate of 0.00% APR for 6 months with no balance transfer fee, based on your creditworthiness.  Intro/Promo rate is only valid on new balance transfers from other financial institutions. After the non-variable intro/promo rate period ends, the new variable APR on outstanding balance transfers will be the standard balance transfer APR on your account which ranges from 12.49% - 17.99% APR for MyPath Premier MasterCard and 15.49% - 17.99% APR for MemberSelect Rewards MasterCard. The variable APR will vary based on your credit worthiness. For borrowers not qualifying for the into/promo transfer rate, the rate will be the standard rate of the card type chosen. To qualify for this intro/promo APR, new balance transfers must be completed by September 30, 2024. Cash advances do not qualify for balance transfer promotional offers. Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Limited time offer. Rates accurate as of 7/1/24. CRCU membership required.

**With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here.

***Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program,

View, pay, and manage your CRCU credit card account at eZCardinfo.com(Opens in a new Window). You'll be able to view more than a year's worth of statements, make payments, quickly receive balance, transaction history, payment due date, and much more.  Questions?  Contact Us, we're here to help!