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Credit Card Balance Transfer

Transfer your balances to one card and get 2.99% APR* for 15 months^.


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Transfer Your Balance to a CRCU Credit Card

Want to lower your interest rate, reduce your monthly payment or consolidate multiple credit cards so you have just 1 monthly payment? Don’t miss this opportunity to pay down high-interest balances when you transfer a balance to a CRCU MasterCard®️ credit card. Credit card balance transfer rate as low as 2.99% APR* intro/promo rate for 15months^!
  • NO balance transfer fee
  • NO annual fee
  • NO foreign transaction fee
  • Zero Liability Protection**
  • Reducing your debt 
  • Consolidate & simplify your finances
  • 24/7 fraud protection
  • Earn Rewards on every purchase*** with a MemberSelect MasterCard
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When you use your CRCU MasterCard®, you're protected against fraud & have zero liability.
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Earn reward points for every dollar you spend on eligible purchases with a CRCU MasterCard®.
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With a CRCU MasterCard® there are no fees or prepayment penalties.
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*APR = Annual Percentage Rate.  Please see our Terms & Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Agreement and Disclosure Statement and applicable law.  Please contact us for more information. Limited time offer. Membership required.

**With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here.

***Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program,

^From October 1, 2019 to September 30, 2020 qualified new and existing borrowers will receive a non-variable intro/promo rate of 2.99% APR for 15 months with no balance transfer fee, based on your creditworthiness.  Intro/Promo rate is only valid on new balance transfers from other financial institutions. After the non-variable intro/promo rate period ends, the new variable APR on outstanding balance transfers will be the standard balance transfer APR on your account which ranges from 7.24% APR to 16.74% APR for MyPath Premier MasterCard and 10.24% APR to 15.24% APR for MemberSelect Rewards MasterCard. The variable APR will vary based on your credit worthiness.  For borrowers not qualifying for the into/promo transfer rate, the rate will be the standard rate of the card type chosen. To qualify for this intro/promo APR, new balance transfers must be completed by September 30, 2020. Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Limited time offer. Rates accurate as of 4/1/20. CRCU membership required.

View, pay, and manage your CRCU credit card account at GoToMyCard.com.  You'll be able to view more than a year's worth of statements, make payments, quickly receive balance, transaction history, payment due date, and much more.  Questions?  Contact Us, we're here to help!