Community Resource Credit Union

Kick Your Debt to the Curb!  

Combine all of your high-interest credit card and loan payments into ONE simplified monthly payment! With one easy-to-make monthly payment, you can simplify all your bill payments and organize your personal finances.

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Unlock the Equity in

your Home Today!

NO LENDER FEES... no points, origination, underwriting, or processing fees!

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Banking From the Comfort

of Your Sofa!  

There is no longer a need to leave the comfort of your home to speak to a CRCU Personal Financial Officer. Schedule your virtual video appointment today and get all your financial questions answered from the comfort of your sofa!

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Purchase Possible Mortgage

Up To 110% Financing*

Best Rate Guarantee^
No Lender Fees!

No points, origination, underwriting or processing fees!


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Rates That Are Always Looking Great

 Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)


 APR1 as low as



 APY2 as high as


home equity

 APR1 as low as


credit card

 APR1 as low as



Financial Wellness is a Click Away! 

Whatever your financial goals, CRCU is here to help you on your path. Our short interactive learning modules will help you build the foundation you need for long-term financial success.

Visit Our Financial Education Center

Keep Your Family Covered With CRCU Insurance!

When you know you have the protection you need to face any challenge, that’s the kind of peace of mind that helps you breathe easy and live life confidently. At CRCU Insurance Services, we work with our members to customize the coverage you need for your life, your family, and your future. 

Get More Smiles Per Gallon...with a CRCU Auto Loan or Auto Loan Refi! 

  • Rates as low as 1.74% APR1
  • Get up to 120% financing!2
  • No Payments for 90 Days!3
  • Get $100 cashback when you refinance!4 

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Our employees and members are dedicated to helping our local communities.



$2.36 million

in 2019


in 2019


in 2019


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Security Alert:

CRCU will NEVER contact you & ask for your home/ mobile banking login information OR ask for your account number, password, Social Security number, or PIN.

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How To Know If You Should Refinance Your Mortgage?

Want to refinance your mortgage? It can save you thousands, but be sure you’re doing it for the right reasons.

Read Full Article

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9 Mortgage Terms Every Home Buyer Should Know

Buying a home is exciting, but it can also be a little daunting. Read on for a quick lesson in mortgage terminology to get you started. 

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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory White
Members since 2012

"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita Curette

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol Bell
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper Fairman
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling