Community Resource Credit Union

Comic book style - woman driving and man passenger scared with high rates ahead bubble. Text - Escape High Rates, Drive with CRCU, break free from bad terms

 

 

 

 

 

Escape High Rates with a

CRCU Auto Loan!

With a CRCU Auto Loan, you can break free from bad terms and power ahead with no payments for 90 days2 and rates as low as 3.74% APR1 on new, used, or refinanced vehicles.

 
 
Start Your Escape
 
 
 
    

 

 

 



Start the New Year with the Credit Card that Offers More Rewards!

Take your shopping to the next level with CRCU's Rewards Mastercard®! Earn cash back or rewards points on every purchase PLUS No Annual Fees!

 
 
Start Earning Rewards today
 
 
 
    
You're Invited to the 91st Annual Meeting — a decorative invitation card emerging from an envelope against a blue geometric background.

 

 

 

 

You're Invited to Our 91st Annual Meeting!

All CRCU members are invited to join us at our 2026 Annual Meeting on Thursday, March 26th, at 6:00pm.

 
 
RSVP TODAY!
 
 
 
    

 

 

 

 


Crystal Lake RV Resort: Built on Trust, Grown with CRCU

From a small RV park to a fully developed destination, Crystal Lake RV Resort has grown through a decade-long partnership with Community Resource Credit Union. Hear how CRCU helped bring their vision to life through flexible financing and a people-first approach.

 

 
 
 
    

Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

3.74%

Certificate

 APY2 as high as

3.95%

home equity

 APR1 as low as

7.00%

credit card

 APR1 as low as

13.74%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Same Street. Brand New Branch.

 
Our Highway 146 branch is moving down the street to a brand-new home at Chambers Commons, opening in Spring 2026. Everything you love about your branch, the people, the service, the community — is coming with us. We're finalizing the details and will keep you posted as we get closer. We can't wait to welcome you to the new space.
 
 

Exclusive Tax Savings for CRCU Members

 
As a CRCU member, you can save big on tax prep with exclusive member discounts. You can save 20% on TurboTax® or save up to $25 on in-office tax prep services from H&R Block.
 
And enter for a chance to win $10,000 from Love My Credit Union Rewards. 
 

Free Community Shred Day and Pet Food Drive

 
Stop by our Atascocita Branch on Saturday, April 11th from 9:00am - 1:00pm for a SHRED-TACULAR event! Place your shred materials in the back of your vehicle, and we will handle the rest! We will also be accepting unopened pet food to help our local animal shelters. 

 

Please DO NOT bring the following materials: photographs, plastic binders, diskettes, computer tapes, plastic transparencies, micro-fiche, film, tapes, magazines or newspapers. CRCU requests that you limit your shred items to 4 legal/letter size boxes.

 
It's Shred-Tacular! Free Community Shred Day at the Atascocita Branch, 6903 Atascocita Road, Atascocita, TX 77346, on Saturday April 11th, 2026 from 9:00 A.M. to 1:00 P.M. Maximum limit of 4 legal/letter-size boxes. Pet food drive also accepting unopened pet food to help local animal shelters.

Your Next Car Purchase Made Simple

 
Skip the dealership stress and take control of your car buying journey. Browse inventory, compare options, and connect with a trusted dealer representative — all from the comfort of home. 
 
 
Your Next Car, Simplified — a couple smiles with a dealership representative while viewing a vehicle, with a link to crcu.memberautocenter.com.
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,053,691

DIVIDENDS PAID OUT
in 2025

603

VOLUNTEER HOURS
in 2025

$143,741

MONEY DONATED
in 2025

NEWS, ARTICLES & ALERTS

Spoofing Attacks That Target You Every Day

Cybercriminals are impersonating trusted contacts—your bank, your boss, even family—to steal your data and money. Spoofing attacks have surged 1,265%, costing millions per breach. Learn how these scams work and what you can do to defend yourself.


Spring Clean Your Savings — promotional graphic with colorful cleaning supplies including gloves, sponges, and brushes on a teal background.

Spring Clean Your savings

Spring is a great time to declutter your home and your finances. A few simple checkups can refresh your savings strategy and put you on a stronger path toward your goals.
 
3 different images of Chad Heese(CEO)

CRCU WELCOMES CHAD HEESE AS THE NEW PRESIDENT AND CEO 

We’re proud to welcome Chad Heese as our new President and CEO. With more than 20 years of credit union leadership, Chad brings vision, experience, and a deep commitment to serving our members and community.




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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
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Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
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