Community Resource Credit Union

$3k for the Holiday Home Page Web Banner

$3k For The Holidays

Make your holiday one to remember by borrowing $3,000 with payments as low as $139* per month! $3k for the Holiday gives you cash when you need it the most this season. 

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Wave goodbye to home loan fees & say hello to a new home with a low-rate CRCU Mortgage! 

Banking from the Comfort of Your Sofa... Introducing Video Virtual Appointments at CRCU!

From your laptop, iPad or mobile phone — convenience and face-to-face customer service is now made easy-peasy with video virtual appointments!

Rates That Are Always Looking Great

View All Rates & Disclosures 
Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)


 APR1 as low as



 APY2 as high as


home equity

 APR1 as low as


credit card

 APR1 as low as



Schedule An Appointment Online

We are now offering both in-person branch appointments & video conferencing appointments with Personal Financial Officers! For in-branch appointments; you will be required to wear a mask for entry, disinfect your hands with provided sanitizer, and be required to adhere to social distancing requirements. Just choose your topic, location, date, and time. It’s that easy!  If you need assistance, we are here to help.

CRCU Makes Paying Easier with Contactless Debit Cards!

Simply TAP & GO anywhere the Contactless symbols appears at checkout. It’s a super-fast, convenient and secure way to make transactions.

Get More Smiles Per Gallon...with a CRCU Auto Loan or Auto Loan Refi! 

  • Rates as low as 1.74% APR1
  • Get up to 120% financing!2
  • No Payments for 90 Days!3
  • Get $100 cashback when you refinance!4 
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Our employees and members are dedicated to helping our local communities.



$2.36 million

in 2019


in 2019


in 2019


5 Ways to Boost Your Financial Health Amidst COVID-19

Jumpstart your financial wellness in the wake of the coronavirus.

How to Celebrate Thanksgiving During COVID-19

From hosting at home to taking the whole shindig virtual, we’ve got plenty of ideas for you & the family!
President/CEO Russell Ballard
CRCU Promotes New President/CEO
CRCU's Board of Directors recently named Russell Ballard as the new President & CEO of the credit union. 

Read Full Article

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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory White
Members since 2012

"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita Curette

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol Bell
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper Fairman
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling