Community Resource Credit Union



Introducing Our New Debit Card Purchase Rewards Program 


Earn Cash Back on Your Everyday Purchases  
It's as Easy as Tap, Spend, Save





Get Paid Early*
with CRCU Direct Deposit!


There are plenty of things in life worth waiting for. Your money isn't one of them. With CRCU, you can get paid up to
2 days early* when you sign up for direct deposit!





Picture Yourself in Your Dream Home
with up to 110% Mortgage Financing!


BEST RATE GUARANTEE!^
No lender fees, No points, origination, underwriting or processing fees!  



One Loan. Endless Possibilities. 


Home Equity Loan Rates as low

as 4.75% APR*

 

CLICK FOR DETAILS & DISCLOSURES

Rates That Are Always Looking Great

 Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

1.99%

Certificate

 APY2 as high as

1.45%

home equity

 APR1 as low as

4.75%

credit card

 APR1 as low as

7.24 %

EXPLORE OUR OFFERINGS AND PROMOTIONS


Live More, Worry Less with 0% Intro/Promo APR* for 6 months on Balance Transfers!

Consolidate your high-interest debt to a new CRCU Mastercard®!
 
  • No Transfer Fees!
  • No Annual Fees! 

Earn Cash Back on Your Everyday Purchases

It's as Easy as Tap, Spend, Save


With our new Purchase Rewards program, receive cash back when you use your debit card at participating stores, restaurants, travel destinations, national brands and more!

Help Protect Your Family's Financial Security


Protecting your assets is the cornerstone of your financial foundation, and life insurance is one of the most important purchases you can make to help protect your family.

 

Investments Available Through CUSO Financial Services, LP (Member FINRA/SIPC)

 

Life Insurance calculator

A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT


Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$2.2 million

DIVIDENDS PAID OUT
in 2021

303

VOLUNTEER HOURS
in 2021

$84,000

MONEY DONATED
in 2021

NEWS, ARTICLES & ALERTS

Buying a Home in a Competitive Market

Buying a home is a big decision. You don’t want to rush it, but there’s a heightened sense of urgency to act quickly when homes are selling fast.

Read Full Article


Job Scams 

Scammers often hijack the job market and ensnare hopeful job seekers into their schemes. To help you out, we've put together a short primer on what you need to know to stay safe from job scams.

Read Full Article

Money Talk with Your Partner

Communicating openly about managing your money is a big part of having a trusting relationship. We've compiled six tips to help guide you in this super-important conversation.

Read Full Article

collage of different faces and races

"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory White
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita Curette

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol Bell
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper Fairman
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling