Community Resource Credit Union

Prepare Now for Hurricane Season

By getting a storm preparedness loan from CRCU!

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BEST RATE GUARANTEE*!
Refinance Your Mortgage with CRCU & Save Money!

No Lender fees, no points, origination, underwriting, or processing fees!

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Introducing the Community Hero Mortgage!

ZERO DOWN PAYMENT REQUIRED!
NO Private Mortgage Insurance (PMI) required!
No Lender fees, no points, origination, underwriting, or processing fees! BEST RATE GUARANTEED*!

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GET YOUR FINANCES IN SHAPE WITH A CONSOLIDATION LOAN FROM CRCU!

Combine all of your high-interest credit cards and loan payments into ONE simplified monthly payment!

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Rates That Are Always Looking Great

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¹Annual Percentage Rate (APR)
²Annual Percentage Yield (APY)

AUTO

APR¹ as low as

1.74%

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Certificate

APY² as high as

0.80%

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home equity

APR¹ as low as

4.58%

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credit card

APR¹ as low as

10.24%

EXPLORE OUR OFFERINGS AND PROMOTIONS

Get Your Finances in Shape with a Consolidation Loan from CRCU!

Combine all of your high-interest credit card and loan payments into ONE simplified monthly payment! With one easy-to-make monthly payment, you can simplify all your bill payments and organize your personal finances.

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As a CRCU Member You Can Save Up to $15 on TurboTax!

TurboTax^® makes it easy to file your taxes from the comfort of home, asking simple questions and guiding you every step of the way. And when you need help, real experts are standing by —and can even do your taxes for you. The best part, CRCU members save up to $15!

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Get More Smiles Per Gallon...with a CRCU Auto Loan or Auto Loan Refi!

Rates as low as 1.74% APR¹
Get up to 120% financing!²
No Payments for 90 Days!³
Get $100 cashback when you refinance!⁴

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A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$2.36 million

DIVIDENDS PAID OUT
in 2019

15,409

VOLUNTEER HOURS
in 2019

$30,098

MONEY DONATED
in 2019

LEARN MORE ABOUT CRCU IN THE COMMUNITY

NEWS & ARTICLES

Should You Refinance Your Mortgage?

Want to refinance your mortgage? It can save you thousands, but be sure you’re doing it for the right reasons.

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Spring Clean Your Finances

Have you done spring cleaning on your finances lately? Read on to have a wallet just as shiny as your house!

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9 Mortgage Terms Every Home Buyer Should Know

Buying a home is exciting, but it can also be a little daunting. Read on for a quick lesson in mortgage terminology to get you started.

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"CRCU has been amazing to our family over the last 8 years. The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory White
Members since 2012

"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."

Bonita Curette

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."

Carol Bell

"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"

Jasper Fairman

"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as

a financial institution, make them top notch and a valuable asset to

our city."