Community Resource Credit Union




Accelerate Your Savings with a 13 Month Promo CD!

Guaranteed 3.50% APY* 

$100 Minimum to Open 
Add Money at Anytime**




Lock in higher yields now.
Raise your rate later.  

Grow your money with flexibility with our Bump CDs!
Open an account online or in a branch today!




Get the Auto Rate You Deserve!

           New | Used | Refi

RATES AS LOW AS 3.49% APR1  
ENTER TO WIN GAS FOR A YEAR3
NO PAYMENTS FOR 90 DAYS2


Rates That Are Always Looking Great

 Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

3.49%

Certificate

 APY2 as high as

3.50%

home equity

 APR1 as low as

6.24%

credit card

 APR1 as low as

10.24%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Grow Your Money with Flexibility with our Bump CDs! 


With a Bump-Up Certificate of Deposit (CD), you get the best of both worlds: the confidence of a locked-in rate, with the flexibility to bump it up later.

• One rate bump up allowed during the term of the certificate

• No fee to bump up your interest rate

• Federally insured up to $250,000 by NCUA 

 

Accelerate Your Savings with a 13 Month Promo CD! 


Open a CRCU 13 month promo CD today and start saving for short-term or long-term goals or for an emergency savings.

• Guaranteed 3.50% APY*

• Minimum $100 to open

• Add money anytime**

 

Looking for More Income in Retirement? Help with Social Security, Medicare or Life Insurance Planning? 


Paying for healthcare costs in retirement may be one of the most daunting retirement planning challenges you will face. Our CFS* Financial Professional can assist you in creating a retirement healthcare strategy that is designed to help you manage these expenses. 


Investments Available Through CUSO Financial Services, LP (Member FINRA/SIPC)

 

Learn More

Drive Away Happy with Your Dream Car!


Our local Preferred Dealers can help you get into your dream car today! Locate a Preferred Dealer online and enjoy a no-hassle and no-haggle car buying experience. 



Locate a PrefeRred Dealer


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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$2.2 million

DIVIDENDS PAID OUT
in 2021

303

VOLUNTEER HOURS
in 2021

$84,000

MONEY DONATED
in 2021

NEWS, ARTICLES & ALERTS

What You Need to Know About Smishing Scams

Text messaging has become one of the most vulnerable media for identity theft. Here's what you need to know about an SMS message-based scam called "smishing."


Does Homeowners Insurance Cover Hurricane Damage?

Homeowners insurance protects against damages from hurricane winds and wind-driven rain but does not cover storm surge and catastrophic flood damage following a hurricane.
 

CRCU Adopts 1 Mile of Decker Dr


Team members hit the streets and pick up all the trash they can find!

collage of different faces and races

"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper F.
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling