Community Resource Credit Union



Lock in higher yields now.
Raise your rate later.  


Grow your money with flexibility with our Bump CDs!
Open an account online or in a branch today!





Shred Day and Food Drive 


Stop by our HWY 146 Branch on Saturday, October 1st 2022 from 9:00am - 1:00pm for a SHRED-TACULAR event!  We will also be accepting non-perishable items to help our partnering schools. 





Get the Auto Rate You Deserve!

           New | Used | Refi


RATES AS LOW AS 1.99% APR1  
ENTER TO WIN GAS FOR A YEAR3
NO PAYMENTS FOR 90 DAYS2


Rates That Are Always Looking Great

 Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

1.99%

Certificate

 APY2 as high as

3.00%

home equity

 APR1 as low as

6.24%

credit card

 APR1 as low as

9.49%

EXPLORE OUR OFFERINGS AND PROMOTIONS


Grow Your Money with Flexibility with our Bump CDs! 


With a Bump-Up Certificate of Deposit (CD), you get the best of both worlds: the confidence of a locked-in rate, with the flexibility to bump it up later.

• One rate bump up allowed during the term of the certificate

• No fee to bump up your interest rate

• Federally insured up to $250,000 by NCUA 

 

Free Community Shred Day and Food Drive 

 

Stop by our HWY 146 Branch on Saturday, October 1st 2022 from 9:00am - 1:00pm for a SHRED-TACULAR event! Place your shred materials in the back of your vehicle, and we will handle the rest! We will also be accepting non-perishable items to help our partnering schools. 

 
 

Please DO NOT bring the following materials: photographs, plastic binders, diskettes, computer tapes, plastic transparencies, micro-fiche, film, tapes, magazines or newspapers. CRCU requests that you limit your shred items to 6 legal/letter size boxes. 

A Financial Plan Can Help You Take Control of Your Financial Future

 

Completing a personal financial plan is a beneficial step toward identifying prudent investment solutions for your needs.


Investments Available Through CUSO Financial Services, LP (Member FINRA/SIPC)

 

Learn More



A group of diverse children playing and blowing bubbles

COMMUNITY IMPACT


Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$2.2 million

DIVIDENDS PAID OUT
in 2021

303

VOLUNTEER HOURS
in 2021

$84,000

MONEY DONATED
in 2021

NEWS, ARTICLES & ALERTS

What You Need to Know About Smishing Scams

Text messaging has become one of the most vulnerable media for identity theft. Here's what you need to know about an SMS message-based scam called "smishing."


Does Homeowners Insurance Cover Hurricane Damage?

Homeowners insurance protects against damages from hurricane winds and wind-driven rain but does not cover storm surge and catastrophic flood damage following a hurricane.
 

CRCU Adopts 1 Mile of Decker Dr


Team members hit the streets and pick up all the trash they can find!

collage of different faces and races

"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper F.
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
Girl smiling