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Land Loans


Land Purchase 


If you’re longing to stretch out or try something completely new, make the move to CRCU for affordable loans for raw land, vacant lots and building a home, even for land to build in a rural area.
  • Affordable financing for buying a lot or acreage
  • Available as a 15-year adjustable rate mortgage (ARM), fixed for the first 5 years
  • Convenient online application
  • Low interest rates
  • No pre-payment penalty
 
 
 
 
 
 
 
 
family moving into their new house

blueand yellow calculator iconPlan for Your Mortgage

Choose from our easy to use calculators to help you manage or plan for your mortgage or home equity loan. You can also use our mortgage calculators to quickly assess how much home you can afford.

Contact CRCU by calling 281.422.3611 or toll free at (800) 238.3228 to learn more about our mortgage products, designed to meet your financial needs!

View Calculators

What to know


  • 20% down payment required*
  • Financing for land or lot, with intent to build for a primary residence
  • Adjustable rate mortgage (ARM) loan, 15-year amortization
  • Rate is fixed for the first 5 years, then can adjust annually thereafter
  • Rate cannot increase or decrease more than 2% annually, or 6% over the life of the loan, and cannot go below the floor rate
 
 
 
 
 
 
 

Start your application online!


Applying online makes the entire process fast and easy. Start your application today!

Our loans typically close in 25 to 45 days.
*Financing available for properties in Texas. CRCU membership eligibility required. Loan subject to credit approval. Minimum loan amount may apply. Rate based on the purpose of loan, loan to value, and credit score, so your rate may differ. Rates subject to change. NMLS#446680

Frequently Asked Questions

What is the minimum loan amount?
The minimal sales price is $25,000.

Can the property have any structures, including mobile homes on it?
The property should be unimproved.