MastercardĀ® Debit Card
Pay safely and securely with a
CRCUĀ MastercardĀ®Ā Debit Card
Your debit card should pull its weight. The CRCU MastercardĀ® does, with tap-to-pay convenience, built-in chip security, and the everyday reliability you'd expect from a credit union that's had your back for 90+ years. Swipe or tap your way through the grocery run, the gas fill-up, and everything in between.
- EMV chip technology for superior security
- Contact card for quick, easy, secure payments at merchants
- Surcharge-free transactions at CRCU and Allpoint ATMs
- Automatic fraud detection service
- Instant issuance at your CRCU branch
- Enroll on Purchase Rewards
- Features Card Controls ā digital security tools that let you turn your debit card on and off at your discretion and more
Other Useful Resources
Free Nationwide ATMs
You'll have access to cash with over 30,000 Surcharge-free ATMs nationwide!Ā
Card Controls
Personal digital security tool that lets you turn your debit card on and off within our mobile banking app.
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Digital Wallet
Add your cards to your device's digital wallet and skip the fumbling for a physical card or PIN. Just tap at checkout to pay in seconds.
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Tap. Pay. Done.
Skip the PIN and pay in seconds with contactless. Tap-to-pay is more reliable and secure than other payment methods.
Zero Liability Protection*
When you use your CRCU MasterCardĀ®, you're protected against fraud.
When you use your CRCU MasterCardĀ®, you're protected against fraud.
Credit or Debit Card Maintenance
Order a new card, report fraud or a lost or stolen card, and control how your debit card works.Ā
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Purchase Rewards
With our new Purchase Rewards program, you can receive cash back when you shop online and in-store with your CRCU debit card.
Mastercard ID Theft Protectionā¢
Get free daily monitoring that alerts you by text or email if your personal information is being sold online or used to open credit in your name. If identity theft happens, Mastercard's free resolution services help you set things right ā all at no cost to you.
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Round Up the Change
Use your CRCU debit card and we'll round up every purchase to the nearest dollar, sending the spare change straight to your CoRe Savings. Little by little, your everyday spending builds savings on autopilot.
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Lost Debit Cards and Disputes
If your debit card has been lost or stolen, please contact us immediately to avoid any fraudulent charges to your account.
- During CRCU business hours, please contact us atĀ 281.422.3611Ā in Baytown,Ā 281.462.2728Ā in Crosby or Atascocita, or in person at any CRCU Branch to report your card lost/stolen.
To reach the correct department, follow these steps:ĀSTEP 1 -Ā Press Option #3ĀSTEP 2 - Press Option #1 - After hours and on weekends, please contactĀ 888-297-3416. Live Agents are available 24/7.Ā
- Or call 1-800-MASTERCARD (1-800-627-8372) in the U.S.
- For other problems with your debit card after hours, call 800-547-0519.Ā
What to know
- Available to members age 16 years or older with a checking account
- No debit card fee for new accounts
- $5 card replacement fee
- $1,010 ATM daily limit
- $2,000 point-of-sale daily limitĀ
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Security Tips
- Always keep your credit or debit card in a safe and secure place. Treat it as you would cash or checks. Contact us immediately atĀ 281.422.3611Ā in Baytown,Ā 281.462.2728Ā in Crosby or Atascocita, or after hours call 888-297-3416 if your card is lost or stolen, or if you suspect unauthorized use.
- Do not send your card number through email, as it is typically not secure.
- Do not give out your card number over the phone unless you initiated the call.
- Regularly review your account statements as soon as you receive them to verify transactions. Contact CRCU immediately if you identify any discrepancies.
- To protect your account, CRCU recommends that you change your Personal Identification Number (PIN) every six months.
- Memorize your PIN. Donāt write it down anywhere, especially on your card, and never share it with anyone.
- Shop with merchants you know and trust.
- Make sure any online purchase activity you engage in is secured with encryption to protect your account information. Look for āsecure transactionā symbols like a lock symbol in the lower right-hand corner of your web browser window, or āhttps://ā¦ā in the address bar of the website. The āsā indicates "secured" and means the web page uses encryption.
- Always log off from any website after a purchase transaction made with your credit or debit card. If you cannot log off, shut down your browser to prevent unauthorized access to your account information.
Debit Card Safety
Your debit card is a great way to pay, but be smart about where you use it! A little caution can go a long way to protect your financial information.
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*With MasterCardĀ®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCardĀ®'s Zero Liability policy, clickĀ here(Opens in a new Window).Ā