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Mastercard® Debit Card

Chip-Secured Mastercard® Debit Card

We understand the importance of carrying cards that work hard for you. The CRCU Mastercard® debit card offers you the security, flexibility, and perks you need.

  • EMV chip technology for superior security
  • Contact card for quick, easy, secure payments at merchants
  • Surcharge-free transactions at CRCU and Allpoint ATMs
  • Automatic fraud detection service
  • Instant issuance at your CRCU branch
  • Enroll on Purchase Rewards
  • Features Card Controls – digital security tools that let you turn your debit card on and off at your discretion and more

Other Useful Resources

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Free Nationwide ATMs
You'll have access to cash with over 30,000 Surcharge-free ATMs nationwide! 

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Card Controls
Personal digital security tool that lets you turn your debit card on and off within our mobile banking app.
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CRCU Mobile Banking App
Take our credit union services on the go with you wherever you are.
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Purchase Rewards
With our new Purchase Rewards program, you can receive cash back when you shop online and in-store with your CRCU debit card.
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Zero Liability Protection*
When you use your CRCU MasterCard®, you're protected against fraud.
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Credit or Debit Card Maintenance
Order a new card, report fraud or a lost or stolen card, and control how your debit card works. 

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Mastercard® ID Theft Protection
You can monitor your identity 24/7 and respond to suspicious activity from our easy-to-use FREE online platform. 

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Report Lost or Stolen Card debit card? Don’t worry, we’ve got it under control.

If your debit card has been lost or stolen, please contact us immediately to avoid any fraudulent charges to your account.

  • During CRCU business hours, please contact us at 281.422.3611 in Baytown281.462.2728 in Crosby or Atascocita, or in person at any CRCU Branch to report your card lost/stolen
  • After hours and on weekends, please contact 833-933-1681 between 6am to 11pm CST, 7 days a week, to report your card lost/stolen. 
  • Or call 1-800-MASTERCARD (1-800-627-8372) in the U.S.

What to know

  • Available to members age 16 years or older with a checking account
  • No debit card fee for new accounts
  • $5 card replacement fee
  • $1,010 ATM daily limit
  • $2,000 point-of-sale daily limit 

How to get a New Debit Card! 

Find a Location

  • Always keep your credit or debit card in a safe and secure place. Treat it as you would cash or checks. Contact us immediately at 281.422.3611 in Baytown, 281.462.2728 in Crosby or Atascocita, or after hours call 1.800.442.4757 if your card is lost or stolen, or if you suspect unauthorized use.
  • Do not send your card number through email, as it is typically not secure.
  • Do not give out your card number over the phone unless you initiated the call.
  • Regularly review your account statements as soon as you receive them to verify transactions. Contact CRCU immediately if you identify any discrepancies.
  • To protect your account, CRCU recommends that you change your Personal Identification Number (PIN) every six months.
  • Memorize your PIN. Don’t write it down anywhere, especially on your card, and never share it with anyone.
  • Shop with merchants you know and trust.
  • Make sure any online purchase activity you engage in is secured with encryption to protect your account information. Look for “secure transaction” symbols like a lock symbol in the lower right-hand corner of your web browser window, or “https://…” in the address bar of the website. The “s” indicates "secured" and means the web page uses encryption.
  • Always log off from any website after a purchase transaction made with your credit or debit card. If you cannot log off, shut down your browser to prevent unauthorized access to your account information.

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*With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here(Opens in a new Window)