

Certificates of Deposit
Get a guaranteed rate for the term of your CD.
Fund the future with a CD
Having a stash of cash – for emergency savings or short-term goals – is always a great idea. Investing it in a secure savings solution with a great yield, like a CRCU Certificate of Deposit, is even better.
- Flexible terms from 3 to 60 months
- Available in any amount from $100
- Interest can be paid monthly as a transfer into your existing savings or checking account
- Can be automatically rolled over into a new CD at maturity
- Can be used as collateral for a loan
- Available as Jumbo Certificates for funds over $90,000
- Federally insured up to $250,000 by NCUA
- You may add on to your certificate at any time during the term not to exceed $10,000. This add-on does not apply to IRA and HSA Certificates.
What to know
- Interest is compounded daily and credited monthly
- Interest rates for new CDs are subject to change monthly
- Early withdrawal penalty may be assessed – exceptions may be made in the case of death of the primary holder or if taken for a required minimum distribution on an IRA CD

It’s never too soon to start saving for the future with IRAs.
- Ideal for saving for retirement
- IRA CDs available in term lengths of 3 months to 5 years
- Minimum required balance: $100
- $100 opening deposit
- Earnings potentially remain tax-deferred until distributed
- Interest is compounded and credited monthly
CD Rates on Your Term

Become a CRCU Member
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- A wide field of membership - see if you qualify!
- Complete your application online with ease
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FAQs
Frequently Asked Questions
When will interest be paid?
Interest is compounded daily and credited monthly.
Can my CD be transferred to my checking/saving automatically at maturity?
Yes.
Do I get a higher interest rate for a larger deposit?
Yes, we have a variety of CDs with different terms and interest rates.
Can I add additional money to the CD?
You may add on to your certificate at any time during the term, not to exceed $10,000. This add-on does not apply to IRA and HSA Certificates.