Start your off-road adventure on the right track with low-rate ATV financing from Community Resource Credit Union.
- Low Payments: Terms up to 84 months available on new
- Save Money: No prepayment penalty, no application fee
- Great Rates: Rates starting as low as 3.74% APR*
- New, Used or Refinance: Found a great deal from a dealer or individual? We can help!
What to know
- Requires full coverage insurance with deductibles not to exceed $1,005
- Credit Life/Disability Insurance is available for your loan
- Available GAP Insurance helps pay off your remaining loan balance if your auto is stolen or damaged and is deemed to be a total loss
- Complete an application and electronically sign the document using a secure and intuitive online process. Please be aware that this process may verify your identity by asking a series of random "out-of-wallet" questions, which may be created from public record and credit databases.
Why ATV Insurance?
ATV or Recreational Insurance is needed for anyone owning a camper, RV or other recreational vehicle. It serves as your financial shelter in the event you suffer loss due to a road accident or if you must compensate the victim of an accident.
Benefits of ATV Insurance
- By state law, you could be fined for not having proof of insurance
- Covers injury and property damage for you and the third party if needed
- Peace of mind for your investment
To start protecting your investment today, get a free quote online or contact CRCU more information.
- Employment information (including employer name and contact information)
- Proof of income (pay check stub or W2)
- If available, information about the vehicle (make, model, year, and VIN) or collateral
Prior to loan closing, be sure to:
- Contact your insurance agent to add new lien information and retrieve a binder
- Insurance binder should list CRCU as lienholder and have our PO Box address
- Sign your loan documents in person – or electronically with our online application
Frequently Asked Questions
How many months can I finance an ATV loan?
We offer different types of terms. Please see our rate table for additional information.
Can I apply for a loan if I haven't found an ATV yet?
Yes. Always get a preapproval before going shopping.
What is the maximum age of an ATV I can finance?
Typically, we do not finance collateral older than seven years.
Do you offer credit life and disability insurance on ATV loans?
Yes. Your loan can be fully protected in case of an unexpected loss of income.
What is electronic title?
Electronic title or e-title is a digital record of ownership of a vehicle. No physical title is printed.