A Checking Account Worth Smiling About!
Unlock the potential of your hard-earned money with our Reward Checking Account! We offer a checking experience with financial benefits and a reason to smile. Say goodbye to unnecessary fees and hello to a world of rewards. Open today and discover the joy of earning with a smile!
HIGHER DIVIDENDS NO MONTHLY FEES AMAZING BENEFITS
Maximize Your Earnings
Earn 0.05% APY* on all balances even if qualifications are not met!
It only takes two additional steps to qualify for these incredible rates. The best part? You're most likely already doing them. If not, don't worry! These straightforward steps are easy to include in your routine.
- Nationwide ATM fee refunds of $10 per statement cycle**
- No monthly service fee
- Monthly eStatements delivered to your inbox
- Free Online Banking, Bill Pay***, Mobile Banking, Mobile Deposit, Text Banking, and automated telephone banking with CRCU Touch Tone Teller
- Free debit card and free starter checks available at account opening
CRCU Mastercard Debit Card
Download the CRCU’s Mobile Banking app to access your account anywhere, anytime!
Mobile Check Deposit
What are the qualifications for earning reward yields?
- Earn tiered APY* based on a minimum of 20, 30, or 40 monthly debit card purchases.
- One Direct Deposit or ACH auto debit per month
- Be enrolled and receive electronic statements each month
Do I have to have a minimum balance to earn interest?
Where Can I Order Checks?
Prefer to Call?
You can also order over the telephone 24/7 by calling 800-275-1053. You'll need the CRCU routing & transit number, 313077513, and your account number.
How Much Money Should I Keep In My Checking Account?
How much should you be keeping in your checking account? Too little and you could be in trouble. Too much and you lose interest earnings. We can help you figure it out!