

Reward Yourself With A Checking Account That Works Just As Hard As You Do!
You work hard for your money. With our Reward Checking, your money is working hard for you - without all the extra fees. With CRCU Reward Checking, we elevate checking to a whole new experience, adding premium earning power and incomparable perks to our already impressive checking features.
- Earn 2.00% APY* on balances up to and including $20,000, with no minimum required to earn if qualifications are met
- Earn 0.05% APY* on balances over $20,000 or if qualifications are not met
- Nationwide ATM fee refunds of $10.00 per statement cycle**
- No monthly service fee
- Monthly eStatements delivered to your inbox
- Free Online Banking, Bill Pay***, Mobile Banking, Mobile Deposit, Text Banking, and automated telephone banking with CRCU Touch Tone Teller
- Free debit card and free starter checks available at account opening
- Unlimited debit card, CRCU ATM, and point-of-sale transactions
- Access to 55,000 surcharge-free ATMs, plus unlimited ATM withdrawals
- Unlimited free check writing
- Direct deposit available
- Overdraft and Courtesy Pay service available after 30 days
- Order checks
- eStatements available
- Federally insured up to $250,000 by NCUA
- Members over 55 will be automatically switched to a Senior Reward Checking and will receive the following benefits:
- FREE Cashier’s Checks
- FREE Money Orders
What to know
- $5 minimum deposit to open
- Interest is compounded and credited monthly
- Interest rate subject to change monthly
- Active email is required for account
What are the qualifications for earning reward yields?
- Make 10 debit card purchases that post and settle per month
- One Direct Deposit or ACH auto debit per month
- Be enrolled and receive electronic statements each month
Checking Resources

Direct Deposit

CRCU Mastercard Debit Card

eStatements

Mobile Banking
Download the CRCU’s Mobile Banking app to access your account anywhere, anytime!

Mobile Check Deposit

Online Banking

Bill Pay
Overdraft Protection
Routing Number

Direct Deposit — The Safe Way to Get Paid
- Immediate access to your money
- Reduced risk of ID theft or mail fraud
- No cost to enroll
FAQs
What are the qualifications for earning reward yields?
- Make 10 debit card purchases that post and settle per month
- One Direct Deposit or ACH auto debit per month
- Be enrolled and receive electronic statements each month
What balances earn the best reward yields?
Balances up to $20K will receive the higher interest rate if qualifications are met.
Do I have to have a minimum balance to earn interest?
Where Can I Order Checks?
Order Checks
Prefer to Call?
You can also order over the telephone 24/7 by calling 800-275-1053. You'll need the CRCU routing & transit number, 313077513, and your account number.

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