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Auto Loans

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Before buying your next car, get preapproved at CRCU.  You will benefit from our great rates and have much of the process finished before you ever visit the dealership.

  • New or used cars
  • 125% financing available means little to no money down
  • Purchases or refinances
  • Fast, easy application & approval
  • Calculate your monthly payment with our auto loan calculator
  • View local dealer inventories at the CRCU Member Auto Center

The rates listed below include all applicable discounts.

Term Rates as Low As
36 Months 1.99% APR
60 Months 2.49% APR
72 Months 2.74% APR

Call for Assistance

Would you rather deal direct with a CRCU lender?  Call 281.422.3611 to get started. We're here to help!


Want to lower your payments?  We may help reduce costs and lower your payments by refinancing your current auto loan. Our lending experts are ready to help you find the right solution to fit your monthly budget.  Plus, you may be able to skip your next monthly payment!  

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Preferred Dealers
Visit any of our Preferred Dealers and you can finance your new or used vehicle without ever leaving the lot.  You'll get CRCU member-only rates, plus you can drive your new vehicle home the same day!    
APR = Annual Percentage Rate.  Your rate will be fixed.  Certain terms, conditions and or discounts apply to rates displayed on this page.  Payment example:  If you borrow $20,000 at 2.49% APR for 5 years, your monthly payment would be $354.85.  Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term.  All credit is subject to approval and some restrictions may apply, including qualifying for a discounted rate. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate displayed on this page. Rates current as of  January 16, 2017, unless otherwise noted and are subject to change without notice. A vehicle is considered new when the model is the current calendar year, next year or the previous year so long as the mileage does not to exceed 7,500 miles. Refinance rate excludes current CRCU loans.  CRCU finances up to 125% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 125% including tax, license, and fees. Maximum LTV is subject to approval and certain restrictions may apply. Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. Not available to re finance an existing CRCU auto loan. Subject to mileage and vehicle age limitations.



Contact Us


(281) 422.3611
(800) 238.3228


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