Celebrating 90 Years of Helping Finance Life’s Biggest Moments! The Perfect Loan Starts Here!
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Community Resource Credit Union has been a trusted partner in turning dreams into reality. For 90 years, we've helped our members open new doors, buckle up for adventures, and say "yes" to big moments - one loan at a time.
Buying your first car or looking for your forever home? Let's make it happen together. Your goals are our goals, and we're with you every step of the way.
- Competitive Rates & Easy Approvals
- Terms Tailored to Your Needs
- 90 Days No Payment for Auto Loans*
- Member Discounts & Perks
Choose The Loan That's Right For You
Refer & Earn up to $90!1
Invite your family and friends to CRCU and earn up to $901. Plus, they can score up to $901 too! There's no limit to how much you can earn.
*Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. **This offer cannot be combined with any other offer, and CRCU reserves the right to discontinue promotions without notice at any time for any reason. Must be 18 years or older and a legal resident of Texas to win. No purchase or service acquisition necessary. Finance/refinance a $10K+ loan (new auto, personal line of credit, boat, motorcycle, travel trailer, ATV) or apply for a mortgage or home equity loan and close from May 1st - October 31st , 2025, to be entered to win 1 cash prize of $900. CRCU will conduct random drawings of all qualified entries by December 1st, 2025, and contact the winner by phone. If there is no answer, a voicemail will be left. The winner has one week to return the call and claim the prize. Failure to respond within this time frame will result in disqualification and forfeiture of the prize, with an alternate winner being selected. Member must be in good standing at the time of the drawing to qualify. Odds of winning are based on number of entries. Employees and board members are not eligible to participate. Anyone 18+ who does not qualify by funding a qualified CRCU loan can enter the drawings by sending a 3x5 postcard with their name, address and phone number to: CRCU – 2025 Loans for Life Promo, P.O. Box 3181, Baytown, TX 77522. All postcard entries must be postmarked by October 31st, 2025. One postcard per individual and the odds of winning are based on the number of entries. 1099 forms will be issued to winners the following January. Other restrictions and qualifying criteria may apply. CRCU membership required. Contact us for details. Offer subject to change or cancellation without notice. 1Terms and conditions may apply. Both the person making the referral (Referrer) and the individual referred (Referred Person) must be in good standing to be eligible for participation in the refer a friend or family offer. Existing member and referred member must be 18 years or older. Program is not valid in combination with any other offer CRCU offers. The Referred Person after providing the unique referral code must meet the following requirements to qualify for participation in the Refer a Friend offer. At minimum, open a required savings account with the minimum balance of $5, subject to approval, 1) $25 for becoming a member with direct deposit over $400, 2) $10 for 40+ debit card transactions, 3) $10 for enrolling in bill pay 4) $20 for a minimum $1000 funded loan, 5) $15 for obtaining a CRCU credit card with a $500 balance, and 6) $10 for opening a CD. All requirements must be met within 90 days of account opening. Based on the qualifications that are met, the up to $90 referral incentive will be posted to the Savings account of both the Referrer and the Referred Person’s account on the 91st day. Existing CRCU members cannot be referred as part of the promotion. There is no limit to incentive dollars earned for Referrers. Business and specialty accounts are not eligible. Offer subject to change at any time without notice. All new accounts are subject to CRCU standard account membership terms and disclosures. CRCU reserves the right to reject any referral incentive redemptions. Offer valid May 1st - December 31st, 2025. CRCU Employees are not eligible for the refer a friend incentive. CRCU may issue an IRS Form 1099 to you. Terms and conditions are subject to change without notice. See Credit Union for details.