Open Your Eyes to the Benefits of a Credit Union

Ten Reasons to Join a Credit Union

At Community Resource Credit Union, you’re always greeted with representatives who are ready and willing to help you. We’re truly invested in your financial wellness, and we’re here to help you achieve and maintain it, every step of the way.

At Community Resource Credit Union, we’re proud to offer you certificates of deposits (CDs), money market accounts and savings rates that are well above the national average.

Because we are truly a local financial institution, it enables us to be more flexible about offering lines of credit. We don’t have to abide by strict national credit qualifications, and that makes it easier for you to open a new line of credit, even if your existing credit isn’t perfect.

Choose from a selection of personal loans, home loans, auto loans and more, all with reasonable interest rates that are often lower than the national average. You’ll have the funds you need with a rate you can actually afford!

Your deposit accounts are federally insured by The National Credit Union Administration (NCUA), an agency of the U.S. Government and the strongest of the federal deposit insurance funds. Your money is super-secure at a credit union. 

Checking accounts at CRCU are simple to set up and maintain. At CRCU, you’ll have a safe place to keep your money.

Credit unions are member-owned and member-operated, with the board of directors being a volunteer board of members. You get to weigh in on our major decisions instead of being forced to follow along with whatever the higher-ups decide. Your money equals your choices. 

Here at Community Resource Credit Union, we’re happy to offer small business loans to qualifying members at extremely reasonable rates. We also offer business checking and business savings so you can run the financial side of your business without worrying about expensive rates and fees.

If your checking account is mistakenly overdrawn, we’ll help you untangle what happened instead of hitting you with high fees for the overdraft and every subsequent transaction. Any fees you may encounter are nominal and a lot lower than what banks demand.

We also want you to have access to your money without worrying about expensive ATM fees. To that end, we provide our members with a large network of free ATMs.

At CRCU, we provide our members with an array of financial services to meet every money-related need at every life stage. These include: Direct Deposits, Business Services, Investment Services, Youth Accounts, Vehicle Loans, Notary Services, Online Banking and more!