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Regular Savings


Save and do more with your money

It’s more than the key to your CRCU membership. It’s an interest-earning account that can move you closer to your financial goals.

Why It's Great


  • Ideal for short-term savings goals
  • No monthly service fee
  • Can be accessed anytime to make deposits or withdrawals without penalties
  • Account qualifies you to apply for a CRCU loan
  • Provides Overdraft Protection for checking accounts
  • Free Online & Mobile Banking 
  • Free Bill Pay*, Mobile Deposit, Text Banking, and automated telephone banking with CRCU Touch Tone Teller 
  • Free debit card
  • Access to 55,000 surcharge-free ATMs
  • E-Statements and E-Notices available
  • Federally insured up to $250,000 by NCUA 

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What to know


  • $5 minimum to open
  • Withdrawals and transfers can be made via Online Banking, telephone Touch Tone Teller, or in person
  • Interest compounded and paid monthly
  • Interest rate subject to change monthly
  • Average daily balance of $100 to earn interest
  • Open additional savings accounts for special purposes, such as vacation, holiday gifts, or major expenses    

Other Savings Options

Certificate of Deposits
With opening balances as low as $100, terms from 90 days to 60 months, and generally higher rates than our regular savings accounts, you’ll reach your goals even faster.

Learn More
Freedom Money Market
CRCU money market savings accounts give you a higher-yield alternative for savings with a minimum deposit of $500. Money Market accounts give you freedom to access your money when you need it!

Learn More
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Sprout Youth Savings

Teach your child or grandchild the value of saving, and watch their balance sprout up while they do!

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Health Savings Accounts (HSA)

Discover the extra benefits of a Health Savings Account by setting aside money for future medical expenses.

Learn More

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Individual Retirement Accounts (IRAs)

Now’s the time to plan for what’s ahead. CRCU can support the long-term plan that’s best for you & your family.

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Christmas Club

Have all your holiday spending money saved just in time for the season with regular deposits throughout the year!

Learn More

 
 
 
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Checking for Everyone

Our accounts offer incredible convenience, security, and simplicity for you and your family.
 
  • Free Debit Card
  • Free Online, Mobile, & Text Banking with Mobile Deposit
  • + So much more!
 

How to get yours


Apply by visiting CRCU branch near you.
 

Frequently Asked Questions

Am I eligible to open a savings account?

CRCU has many ways to join. See our field of membership.

Can I have someone else on the account?

Yes, you may have an additional signer and/or beneficiary.

What kinds of ID or documents do I need to open the account?

An unexpired, government-issued form of identification evidencing residence and bearing a photograph, such as a state driver license or state-issued ID and Social Security number.

Can I open a savings account online?

Yes, we offer an easy online application.

What do I need to become a member?

Apply online or visit one of our branch locations.

Is there any penalty for too many withdrawals from the account? 

No.

Why is there a $5 hold on my account? 

It is the minimum balance required to maintain your membership.

 
 
 
 
 
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*FREE Bill Pay service must be deemed active, requiring at least one payment every 30 days, in order to avoid fees. If inactive, a $3.95 per month fee will apply to maintain the Bill Pay account.