Girls on Christmas Morning

Christmas Club

Add cheer to your holiday season by saving all year!

The Savings Account for Any Season

Special occasions come with special expenses, so save for a brighter holiday season (or any special occasion!) with our Christmas Club account.

What to know

Christmas boy milk and cookies

Why it’s great

  • Open and make deposits any time of the year
  • No minimum balance to open or maintain with open share product
  • No monthly service fee
  • No restrictions or penalties on withdrawal or transfers
  • Eligible for direct deposit
  • Federally insured up to $250,000 by NCUA

TouchTone Teller

Why it’s great

  • 24/7 access, even without internet connection
  • Free service
  • Easy to enroll
  • Use it to transfer funds between accounts
  • Conveniently check transactions and balances
woman outside on phone with coffee
*Minimum $100.00 average daily balance required to earn interest. If you close your deposit account before interest is paid, you will not receive the accrued interest. Funds on deposit in the Christmas Club Savings cannot be used as collateral on a loan or for overdraft protection. No ATM or debit card access.

Frequently Asked Questions 

Do I have to just use it just for Christmas?

No, it can used anytime.

May I have a debit card for this account?


Is there a minimum balance to earn interest?

Yes, a $100 average daily balance.

Can I withdraw anytime and are there penalties?

Yes, and there are no penalties on withdrawals or transfers.