Community Resource Credit Union

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Get Your Perfect Loan + a Chance to Win $900!**

For 90 years, we've been there for life's biggest moments - from first cars to forever homes. And we'll be here for your next adventure, too. When you're ready for what's next, we're here to help with the perfect loan.

    


   

  
 
 
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Home is Where Your Next
Big Idea Starts

From kitchen remodels to college tuition—or just chasing that next big dream—your home’s equity can help you get there. With a CRCU Home Equity Loan, you’ll enjoy competitive rates, flexible terms, and a process that feels as comfortable as home.

     

    


   

  
 
 
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Real Members. Real Stories.

From their first car loan to protecting against scams, Gilbert & Vivian Johnston share why CRCU has been their trusted financial partner for nearly five decades—and why they’re here to stay.

    


   

  
 
 
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Meet MIRA – Your 24/7 Virtual Assistant!

Need help anytime, day or night? MIRA is here to answer your questions, guide you through services, and make your CRCU experience faster and easier — all with just a few clicks.

     

LEARN MORE


    

    


   

  
 
 

Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

4.24%

Certificate

 APY2 as high as

4.25%

home equity

 APR1 as low as

6.49%

credit card

 APR1 as low as

14.49%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Save for Life’s Adventures – Even the Furry Ones!
 
From furry friends to future adventures, our 12-month CD helps you save for what matters most. With a competitive rate of 4.25% APY and guaranteed returns, it’s a smart way to grow your savings—while planning for all of life’s little moments.
 

Start saving today—your future (and your pup) will thank you!

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Pick Up the Tab with Confidence (and Perks)

From dinner with friends to everyday spending, CRCU has a credit card that fits your lifestyle. With no annual fees, great rates, and rewarding features, you’ll feel good swiping, tapping, or splitting the bill.


 

A woman and man sitting at a table with food on it, and completing a transaction.
Discover the Car That's Right for You!

 

Shop with confidence and find your perfect ride today. Locate a preferred dealer representative online and enjoy a no-hassle and no-haggle car buying experience. 
CRCU auto loan promotion, featuring a man and woman in the car.

Let’s Crush Your Money Goals

Big dreams? Small wins? We’re here for it all. Whether you're thinking about buying a home, planning for college, or looking ahead to retirement, CRCU has your back with free online financial tools to help you get started.

Check out bite-sized learning modules on:

  • Considering Home Ownership
  • Investing In Your Future
  • College & Beyond
  • Retirement 101 
 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

Celebrating 90 Years Strong 

As CRCU celebrates 90 years, we honor the people and places that shaped our story.  Rooted in our mission and guided by purpose, we look forward to the next chapter of growth - together.


2025 Annual Meeting, featuring Credit Union professionals.

2025 Annual Meeting Wrap Up

At the 2025 Annual Meeting, CRCU celebrated 90 years of service, honored former CEO Russell Ballard, and shared exciting updates on the credit union’s continued growth.

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CRCU Featured on Galveston Bay BIZcast

Catch our team in the debut episode of a new business-focused podcast featuring insights from across the Galveston Bay area. Click to watch the full episode and see CRCU in action.

 



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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
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Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
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