Community Resource Credit Union

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Invite Friends and Family to CRCU and Earn $25* for Each Referral!

Share the benefits of membership with your friends and family, and you’ll both earn $25* when they qualify. The best part? There’s no limit to how many you can refer- more friends and family, more rewards!

 
 
LEARN MORE


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Turn Over a New Leaf with
a Home Equity Loan!

Use the value of your home to fund Fall projects, or life’s big moments – renovations, college tuition, debt consolidation, and more.
 
Apply Now and Harvest Great Savings!


Skero’s Furniture: Where Family, Faith, and Community Come First

Discover the heart behind Skero's Furniture. With over 22 years of service, Daron Skero and his team prioritize faith, family, and honesty in every customer interaction. Proudly partnering with Community Resource Credit Union, they bring the same passion for service and community support.


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Auto loan promotion with a truck sitting in front of trees during a sunset.


 

Drive Into the Season with an Auto Loan and Get Entered to Win $1,0003!

Rates as low as 5.04% APR1

No Payments for 90 days2 

Make every day an adventure and start your journey!

 
 


Rates That Are Always Looking Great

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

5.04%

Certificate

 APY2 as high as

4.60%

home equity

 APR1 as low as

5.61%

credit card

 APR1 as low as

11.99%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Boost Your Savings with a 4.60% APY* CD!


Looking for a safe and smart way to grow your savings? Our 6-month CD offers an impressive 4.60% APY*. With fixed terms and guaranteed returns, you can sit back and watch your savings work for you. Whether you're saving for a short-term goal or just looking to make the most of your money, a CRCU CD is a solid, low-risk choice.

New Caney Branch in Valley Ranch Town Center is Now Open!


Our New Caney Branch Team is ready and excited to serve you! Whether you're stopping by for financial advice, to open a new account, or to say hello, we're here for you. Your financial goals are our priority, and we can't wait to help you achieve them!
Outside of Community Resource Credit Unions New Caney Branch.

Search for Your Next Car and Be Entered to Win $500*!


Searching for your next car just got more exciting! Take advantage of our low auto rates as low as 5.04% APR1 and enter to WIN $500* when you research, browse, and locate your next new or pre-owned vehicle with us. You can also find a preferred dealer and enjoy a seamless car-buying experience.
 

Achieve Your Financial Goals This Year!

Whatever your financial goals are, CRCU is here to help with free resources to get your planning started. We offer FREE online financial education modules, that include topics such as: 
 
  • Considering Home Ownership
  • Investing In Your Future
  • College & Beyond
  • Retirement 101 
 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$7,315,590

DIVIDENDS PAID OUT
in 2023

575

VOLUNTEER HOURS
in 2023

$186,964

MONEY DONATED
in 2023

NEWS, ARTICLES & ALERTS

A woman holding pointing her finger to a lock icon.

Protect your digital identity from cyber criminals

Cybercriminals are always lurking, but you can stay safe. Protect your valuable digital identity with these essential tips to outsmart cyber threats and prevent identity theft.


Important information notice

Stay Informed: A Letter from the CEO Regarding Recent Scams

It's important to read this letter to stay informed about the increased threat of social engineering and impersonation scams targeting CRCU members. Your safety and security are our top priorities.

Two people standing next to each other outside looking at a phone.

Beware of Viral Money Trends: The Real Cost of Check Fraud

As social media shapes our decisions, it's crucial to understand the legal and financial risks of viral "money hacks." Recently, some exploited a glitch at JPMorgan Chase ATMs by depositing fraudulent checks to withdraw extra funds, but they quickly faced severe consequences.



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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"I have been using this credit union for both personal and business accounts, the staff has always been attentive to my needs and make us feel important. I highly recommend this credit union! Keep up the good work Baytown CRCU!"
Jasper F.
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
Membership Photo Jasper
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