Community Resource Credit Union

Comic book style - woman driving and man passenger scared with high rates ahead bubble. Text - Escape High Rates, Drive with CRCU, break free from bad terms

 

 

 

 

 

Escape High Rates with a

CRCU Auto Loan!

With a CRCU Auto Loan, you can break free from bad terms and power ahead with no payments for 90 days2 and rates as low as 3.74% APR1 on new, used, or refinanced vehicles.

 
 
Start Your Escape
 
 
 
    

 

 

 



Start the New Year with the Credit Card that Offers More Rewards!

Take your shopping to the next level with CRCU's Rewards Mastercard®! Earn cash back or rewards points on every purchase PLUS No Annual Fees!

 
 
Start Earning Rewards today
 
 
 
    

 

 

 

 

 

Bank Where YOU Matter.

Community Resource Credit Union is your local
not-for-profit financial partner. When you bank with CRCU, your money stays local — helping provide lower loan rates, higher returns on savings, and support for the people and communities we proudly serve.

 
 
 JOIN The CRCU family
 
 
 
    

Big Dreams Start with Better Rates

Apply for a Loan
1Annual Percentage Rate (APR)
2Annual Percentage Yield (APY)

AUTO

 APR1 as low as

3.74%

Certificate

 APY2 as high as

3.90%

home equity

 APR1 as low as

6.68%

credit card

 APR1 as low as

13.74%

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EXPLORE OUR OFFERINGS AND PROMOTIONS

Exclusive Tax Savings for CRCU Members

 
As a CRCU member, you can save big on tax prep with exclusive member discounts. You can save 20% on TurboTax® or save up to $25 on in-office tax prep services from H&R Block, plus save even more with early-season pricing when you file by February 28th. 
 
And enter for a chance to win $10,000 from Love My Credit Union Rewards. 
 

Escape High Rates with a CRCU Auto Loan!

 
Trapped by high rates? It’s time to make your escape! With a CRCU Auto Loan, you can break free from bad terms and power ahead. Whether you’re buying new or used, or looking to refinance, make your escape and drive with CRCU!
 
  • Rates as low as 3.74% APR1
  • No Payments for 90 days2 
 

New Year, New Ride! Turn Heads and Drive In Style!

 
A new year is the perfect time for a new ride. Shop, compare, and buy online with total confidence. Your next car is ready whenever you are!
 

Credit confidence starts with CRCU.

Stay on top of your credit game with tools that work for you. Check your credit score daily on your terms. With My Credit, powered by SavvyMoney®, you get more than just a number - you get insight. 

  • Free for all CRCU members via online & mobile banking
  • Daily access to your credit score and full credit report
  • Real-time credit monitoring alerts and score updates
  • Personalized tips to improve your score and save money

 
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COMMUNITY IMPACT

Our employees and members are dedicated to helping our local communities.

1935

YEAR FOUNDED

$11,970,430

DIVIDENDS PAID OUT
in 2024

567

VOLUNTEER HOURS
in 2024

$193,440

MONEY DONATED
in 2024

NEWS, ARTICLES & ALERTS

someone holding phone and using laptop

Two-factor Authentication Scams

Fake two-factor authentication (2FA) scams trick you into sharing the one-time codes that protect your accounts. Scammers pretend to be banks, phone companies, or other trusted services. With that code, they can get into your account without a password. Learn how to avoid becoming the next victim.


couple sitting down looking at paper and computer

Start the new Year With a Financial Checkup

The new year is a great time to pause, review, and reset your finances—making sure they’re still working for you. This checklist helps you identify if things are on track and where small changes could make a big difference.
 
3 different images of Chad Heese(CEO)

CRCU WELCOMES CHAD HEESE AS THE NEW PRESIDENT AND CEO 

We’re proud to welcome Chad Heese as our new President and CEO. With more than 20 years of credit union leadership, Chad brings vision, experience, and a deep commitment to serving our members and community.




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"CRCU has been amazing to our family over the last 8 years.  The credit union is always accommodating and goes above and beyond to meet our needs. As a teacher, I also appreciate CRCU’s involvement in the community."

Sean & Mallory W.
Members since 2012


"Have been banking with this credit union for years... The people are friendly, the services are great and the web site is one of my favorites. These remarkable folks are always supporting their community & finding ways to give back. I love being part of my local credit union."
Bonita C.

"Five star service and their dedication to community involvement is second to none. CRCU has set the bar high for all the rest."
Carol B.
"There have always been people here to help out in certain situations. It can feel like you're working with family. They don't treat you like just another number; they genuinely care and work to get you where you need to be. They offer great incentives, good rates, and most importantly, they genuinely care. You won’t find that kind of personal connection anywhere else."
 
Sydney K.
Member Since 1994
"Recently chatted with Tina Martinez at the Baytown Business Expo and I’m truly proud to be a member of CRCU. Their continuous commitment and involvement in our community, as well as service as
a financial institution, make them top notch and a valuable asset to
our city."
Group family photo for member review on home page
Membership photo of Bonita Curette
Member photo of Carol Bell
CRCU member, Sydney K.
Girl smiling