Earn rewards for doing what you already do!
Every purchase earns you points that add up to reward you with gift cards, travel, electronics, and more! With CRCU’s rewards credit card option, you’ll also receive a competitive interest rate and other money-saving benefits, including no annual fee!
- Receive as low as 2.99% APR* intro/promo rate on balance transfer for 15 months!^
- Earn 1.5 points** on every dollar you spend
- Earn 5,000 bonus points when you spend $1,000 in the first 90 days
- No annual fee
- No balance transfer fee
- No over-limit fee
- No foreign transaction fee
- Credit limit up to $25,000 available
- Accepted at millions of locations around the world
- At least 21-day grace period on purchases
- Zero liability*** for unauthorized use
- 24-hour card-member service
- Added MasterCard perks like travel and extended warranty coverage and more
Credit Card Rewards PointsOur rewards program lets you earn cash back or redeem your rewards points for:
- Cash Back – Have your rewards cash value loaded onto a secure Mastercard® and sent to you to spend however you want!
- Gift Cards – Get gift cards for department stores, restaurants, and other retailers.
- Merchandise – Redeem rewards points for electronics, business rewards, sports gear, and more.
- Charitable Contributions – Donate the cash value of your rewards to a charity of your choice.
- And More!
What to know
- Low variable rate
- Late fee up to $25
- Return check fee up to $25
- Cash advance fee of 2% of advance
- Ability to pay online, at branch, or by mail or phone
- Manage your card right through CRCU online banking
- Use rewards points for cash back, gift cards, merchandise, charitable contributions, and more