Member Select Rewards MasterCard

Power and flexibility in hand.

Earn rewards for doing what you already do!

Every purchase earns you points that add up to reward you with gift cards, travel, electronics, and more! With CRCU’s rewards credit card option, you’ll also receive a competitive interest rate and other money-saving benefits, including no annual fee! 

  • Earn 1.5 points** on every dollar you spend
  • Earn 5,000 bonus points when you spend $1,000 in the first 90 days
  • No annual fee
  • No balance transfer fee
  • No over-limit fee
  • No foreign transaction fee
  • Credit limit up to $25,000 available
  • Accepted at millions of locations around the world
  • At least 21-day grace period on purchases
  • Zero liability*** for unauthorized use
  • 24-hour card-member service
  • Added MasterCard perks like travel and extended warranty coverage and more

Credit Card Rewards Points

Our rewards program lets you earn cash back or redeem your rewards points for:

  • Cash Back – Have your rewards cash value loaded onto a secure Mastercard® and sent to you to spend however you want!
  • Gift Cards – Get gift cards for department stores, restaurants, and other retailers.
  • Merchandise – Redeem rewards points for electronics, business rewards, sports gear, and more.
  • Charitable Contributions – Donate the cash value of your rewards to a charity of your choice.
  • And More!

Image of CRCU Member Select Credit Card

What to know

  • Low variable rate
  • Late fee up to $25
  • Return check fee up to $25
  • Cash advance fee of 2% of advance
  • Ability to pay online, at branch, or by mail or phone
  • Manage your card right through CRCU online banking
  • Use rewards points for cash back, gift cards, merchandise, charitable contributions, and more
Loan Type Variable Annual Percentage Rate (APR*) for Purchases
MemberSelect Rewards MasterCard®
15.49% - 17.99% 

*APR = Annual Percentage Rate.  Please see our Terms & Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Agreement and Disclosure Statement and applicable law.  Please contact us for more information. Limited time offer. Membership required.

**Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program.

***With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here

View, pay, and manage your CRCU credit card account at You'll be able to view more than a year's worth of statements, make payments, quickly receive balance, transaction history, payment due date, and much more.  Questions?  Contact Us, we're here to help!

How to get yours:

Apply for your CRCU Member Select Rewards MasterCard in person at your neighborhood CRCU branch, by phone at (800) 238-3228, or apply online now!


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