

Credit Disability Insurance
Protect the Ones You Love
Credit Disability* is a way to help protect your family. You never know when an unexpected total disability due to injury or a medical-related illness could occur. But, you can plan for the unexpected and help supplement your family’s income in the event of a disability.
Why it’s great
- Affordable to buy and easy to enroll
- Reduces financial burden in the event of a disability
- Improves financial security
- Protects members' level of income
What to know
- Credit disability is designed specifically to help you meet your obligations to the credit union and makes your payment when you would need it most
- If you’re out of work for 14 days or more and you can provide a doctor’s note, then your loan payment will be paid
- Maximum age of borrower is 70 years
- Maximum loan amount eligible is $75,000
- Maximum term eligible is 120 months

How to get yours
Tell your Personal Financial Officer that you’d like credit life insurance before loan closing to add this protection to your loan.
THREE STEPS TO GREATER SECURITY
*CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.
FAQs
What does it cost?
The cost is based on your loan amount. When your payment is calculated, we calculate the insurance premium.
Do I have to have it?
No, it is not required as part of loan approval.
What is the maximum age to be eligible?
Credit life can cover you up to 70 years of age.
Am I eligible if have a pre-existing condition?
Certain pre-existing conditions are not covered. Ask your personal financial offer for more information.