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Traditional IRA

Rates

A Traditional IRA allows you to save now, and put off paying taxes on that money until your retirement years. Plus, depending on your situation, your contributions may be tax deductible.

  • Earn 1.60% APY* on our 30-Month IRA CD Promo
  • Interest is compounded daily for maximum returns
  • Your money grows tax-deferred
  • Rollover your 401(k) or employer-sponsored qualified retirement plan to consolidate your retirement accounts

Plus, the NCUA protects the money you have in CRCU, a federally insured credit union, up to $250,000, just like the FDIC protects money in a bank account.

To get started, contact a CRCU Personal Financial Officer for more details.

More Info

Earnings (interest you earn) are tax-deferred until you start withdrawing funds. Contributions to a Roth and/or Traditional IRA are limited to a combined $5,500 per year, including contributions for a non-working spouse (or, if you're 50 or older by the end of the year, you may add another $1,000). Contributions may be fully or partially tax-deductible. Consult your tax advisor about IRA eligibility, contribution qualifications and earnings

30-Month IRA CD

*APY = Annual Percentage Yield. Minimum $1,000 deposit required. New money only; no funds transfer from an existing CRCU account is eligible for the promotion. Contributions may be tax-deferred; consult your tax advisor. After the promotional period ends, the CD will automatically renew for a term of 24 months; penalty for early withdrawal. Ask for details. +Traditional IRA Only.

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