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My Path Premier MasterCard

Get our lowest-rate MasterCard® for superior affordability, security, and purchasing power across the globe.

With CRCU’s low-rate credit card option, you’ll receive money-saving benefits, including no annual fee!
  • Great low rate
  • No balance transfer fee
  • No annual fee
  • No foreign transaction fee
  • Credit limit up to $25,000 available 
  • Balance transfer rate as low as 2.99% APR* intro/promo rate for 15 months^
  • Accepted at millions of locations around the world
  • At least 21-day grace period on purchases
  • Zero liability for unauthorized use
  • 24-hour card-member service
  • Access to ATMs displaying the MasterCard Logo
  • Platinum MasterCard perks like entertainment discounts plus travel
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With our Low-Rate MyPath Premier MasterCard® you'll enjoy:

  • Zero Liability** - You'll never be held responsible for unauthorized purchases.
  • Convenience - Purchasing power with worldwide acceptance
  • Fraud Detection & Prevention - MasterCard® offers a sophisticated, multi-level fraud monitoring system to protect cardholders from data compromise and fraud 24/7.
  • Text & Email Alerts

Please view MasterCard Guide to Benefits for exact details and disclosures on the listed benefits.

Apply Now

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What to know

  • Low variable rate
  • Late fee up to $25
  • Return check fee up to $25
  • Cash advance fee of 2% of advance
  • Ability to pay online, at branch, or by mail or phone
  • Manage your card right through CRCU online banking
Loan Type 
Variable Annual Percentage Rate (APR*) for Purchases
MyPath Premier MasterCard® 
7.24% - 16.74%

*APR = Annual Percentage Rate.  Please see our Terms & Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Agreement and Disclosure Statement and applicable law.  Please contact us for more information. Limited time offer. Membership required.

**With MasterCard®'s Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard®'s Zero Liability policy, click here

^From October 1, 2019 to September 30, 2021 qualified new and existing borrowers will receive a non-variable intro/promo rate of 2.99% APR for 15 months with no balance transfer fee, based on your creditworthiness.  Intro/Promo rate is only valid on new balance transfers from other financial institutions. After the non-variable intro/promo rate period ends, the new variable APR on outstanding balance transfers will be the standard balance transfer APR on your account which ranges from 7.24% APR to 16.74% APR for MyPath Premier MasterCard and 10.24% APR to 15.24% APR for MemberSelect Rewards MasterCard. The variable APR will vary based on your credit worthiness.  For borrowers not qualifying for the into/promo transfer rate, the rate will be the standard rate of the card type chosen. To qualify for this intro/promo APR, new balance transfers must be completed by September 30, 2021. Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Limited time offer. Rates accurate as of 4/1/20. CRCU membership required.

View, pay, and manage your CRCU credit card account at  You'll be able to view more than a year's worth of statements, make payments, quickly receive balance, transaction history, payment due date, and much more.  Questions?  Contact Us, we're here to help!

How to get yours:

Apply for your CRCU MyPath Premier MasterCard in person at your neighborhood CRCU branch, by phone at (800) 238-3228, or apply online now!

Apply Now

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