Home Equity Loans
A Home Equity Loan may be right for you if you have a large expense such as a major home improvement or you want to consolidate your debt. You can finance an education, take a well deserved vacation, or we can even refinance your Home Equity Loan from another lender.
- Terms up to 20 years
- Borrow up to 80% of your home's value, minus your mortgage balance
- Get your money up front with a one-time payout
- Fixed rate & monthly payments for the life of the loan
- The interest on this loan may be used as a tax deduction. Please consult your tax advisor for details.
Call for Assistance
You may apply online, or call us to get started. We're here to help!
- Atascocita / Kingwood / Humble - Call 281.462.2728, ext. 1550
- Baytown / Houston - Call 281.420.3746
- Out of Area - Call 800.238.3228
*APR = Annual Percentage Rate. Your rate will be fixed. 4.33% APR based upon a $100,000 loan total @ 60 months with monthly payment of $1,841.65, resulting in total loan payoff of $110,499.00. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required. **Check with your tax advisor for details. 1 Individual loan circumstances vary and actual loan funding may exceed stated timeframe.