1Current average checking balance must be greater than $250 and you may have no delinquent CRCU loan(s) as of the date of loan request. If you currently have a Holiday Express Loan, proceeds from your new Holiday Express Loan will be applied to the outstanding balance of your current loan in order to make your final loan payment(s). One offer per member. Offer expires December 31, 2020. Minimum loan amount is $500, and no rate discounts are available. 2Monthly payment would be $188.58 on $2,000 borrowed for 12 months at 18% Annual Percentage Rate. 3Payment will not be required for 45 days. Interest will accrue during the deferment period. Payment includes monthly premiums for Payment Protection, which includes single Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. In the event of your death, credit life pays your outstanding credit balance, up to the plan maximum. Credit disability insurance helps to replace income lost when an accident or illness leaves you unable to work for an extended period of time. CRCU may not condition an extension of credit on either: i.) Your purchase of an insurance product through CRCU or any of its affiliates; or ii.) Your agreement not to obtain, or a prohibition on your obtaining, an insurance product from an entity not affiliated with CRCU. Your choice of an insurance provider will not affect CRCU credit decisions or credit terms in any way. Some restrictions may apply. See credit union for details. Proof of verifiable monthly income from continual employment may be required. Direct deposit not required if you are a covered borrower under the Military Lending Act.