Melt Down Your Debt with a
Debt Consolidation Loan!
Consolidate your high interest credit cards and loans into one low monthly payment! With one easy-to-make monthly payment, you can simplify all your payments and organize your personal finances. Save money every month when you consolidate your debt and AND get more at Community Resource Credit Union:
- Simplify your life by consolidating bills & having a single payment
- Pay off high - interest credit card bills
- Pay off high - interest installment loans
- Lower your monthly out of pocket expenses
- Pay no up-front fees!
- Terms up to 6 years
Rate as low as 7.99% APR for 72 months!*
Frequently Asked Questions
Are there any fees involved?
There is no application fee or up-front costs. There is also no obligation to apply for a final loan approval.
How do I complete my application?
Who will my loan be with?
Your loan will be with CRCU. As with your existing lender, you can receive payment coupons or a statement to pay your bill online with your existing financial institution. Please note, existing loans with CRCU are not eligible for this refinance offer.
What are my term options?
If you've received a special advertisement letter, saying you've been pre-qualified for up to 60 months, you are not required to sign for that term. Typically, we will find a loan term that is comparable with the remaining term on your existing loan. We will also provide several loan term options to try and maximize payment and interest savings.
For personal help with your loan application, give us a call at (800) 238-3228.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free
1-888-5OPTOUT. See PRESCREEN and OPT-OUT NOTICE below for more information about prescreened offers
PRESCREEN & OPT-OUT NOTICE: Pre-qualification status: Information from a credit bureau was used in connection with this offer. You received this offer because you satisfied the credit union’s criteria for creditworthiness as of the date of the credit bureau information. If you respond to this offer but no longer meet the criteria for pre-qualification at the time of your application or if you do not provide the required collateral, we may not be able to extend credit to you. You have the right to prohibit the use of the information contained in your credit file with any consumer credit reporting agency in connection with any credit transaction that is not initiated by you. If you do not want to receive prescreened offers of credit from this and other companies, you may contact any of the credit reporting agencies by calling 1-888-5-OPT-OUT (567-8688) or write Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123 | Experian P.O. Box 80128, Lincoln, NE 68521 | Transunion P.O. Box 505, Woodlyn, PA 19094.
*APR= Annual Percentage Rate. Monthly payments would be $487.37 on $25,000 borrowed for 72 months at 7.99% APR. Reflected annual percentage rate and monthly payment example includes all applicable discounts: including a .50% basis point discount by establishing a CRCU checking account with direct deposit equal to or greater than monthly loan payment and a discount for a monthly premium for Payment Protection, which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. **Minimum of $10,000 to be eligible for the 60 month term. Minimum of $25,000 to be eligible for the 72-month term. Rates current as of 07/01/23 and are subject to change based on market conditions and borrower eligibility. All loans and rates are subject to credit approval and some restrictions may apply. Membership required. Not available to refinance an existing CRCU loan. Offer subject to change or cancellation at any time.