CRCU Mastercard® Cardholder Recognition Sweepstakes

Community Institutions Mastercard® Cardholder Recognition Sweepstakes

Official Rules (“Official Rules”)

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
PIN-based debit, international, and Mastercard® corporate card transactions are not eligible for automatic entry in this Sweeps (defined below).
All disputes will be resolved solely by binding arbitration, and entrants waive the ability to bring claims in a class action format.

For the purpose of this Sweeps: (1) all entries, whether submitted by using an eligible Mastercard card as described below or by alternate means of entry (i.e., mail-in method of entry), have an equal chance of winning; and (2) Mastercard use requires signature-based purchase transactions initiated by Mastercard consumer debit, credit, and small business cards issued by a Participating FI (defined below) (each, an “Eligible Card”), as described below.

Eligibility: The Community Institutions Mastercard® Cardholder Recognition Sweepstakes (“Sweeps”) is open only to individuals who, prior to 10/15/26, are: 1) cardholders of an Eligible Card (each, a “Cardholder”) whose Eligible Card was issued by a Participating FI; 2) legal permanent residents of and physically located in one (1) of the fifty (50) states in the U.S. (including D.C.); and 3) have reached the legal age of majority in their state or jurisdiction of residence (which is eighteen [18] years of age in most states, but is nineteen [19] years of age in Alabama and Nebraska and twenty-one [21] years of age in Mississippi). Void in U.S. territories, including Guam and Puerto Rico, and where prohibited by law. Employees, officers and directors of Mastercard International Incorporated (“Mastercard” or “Sponsor”); participating Mastercard customer financial institutions, credit unions, alliances, and processors (collectively, “Participating FI(s)”) (as outlined below); teamDigital Promotions, Inc. (“Administrator”), and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies and their immediate family members (i.e., spouses, parents, grandparents, children, grandchildren, and siblings and each of their respective spouses), and/or those living at the same physical address (“household”) (i.e., people who share the same residence at least three [3] months a year, whether legally related or not) of any of the foregoing are not eligible to enter or win a prize in this Sweeps. Sponsor, Participating FI(s), Administrator and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, and advertising/promotion agencies are each a “Released Party” and shall hereinafter collectively be referred to as the “Released Parties.”

Participating FIs: See below for the full list of all three hundred ninety-three (393) Participating FIs. In order to participate in the Sweeps and be eligible to win a prize, entrant must be an Eligible Cardholder whose Mastercard account was opened by a Participating FI before 10/15/26.

Promotion Period and Entry Periods: The Sweeps begins at 12:00:00 AM Central Time (“CT”) on 10/15/26 and ends at 11:59:59 PM CT on 1/15/27 (the “Promo Period”) and consists of seventeen (17) separate, independent entry periods (each, an “Entry Period”), which includes thirteen (13) separate, independent weekly entry periods (each, a “Weekly Period”), three (3) separate, independent monthly entry periods (each, a “Monthly Period”), and one (1) grand prize entry period (the “Grand Prize Period”), as outlined in the chart below.

How to Enter: There are two (2) methods of entry for this Sweeps, as follows:

1. To enter this Sweeps using your Eligible Card: You will automatically receive one (1) entry into the applicable Weekly Period, Monthly Period and Grand Prize Period drawings outlined below each time you use your Eligible Card to make a signature-based purchase transaction during the Promo Period. Each entry will be entered into the appropriate Weekly Period, Monthly Period, and Grand Prize Period drawings during which the transaction was made. For the purpose of this Sweeps, a signature-based purchase transaction is a transaction that is processed as a credit transaction, where no PIN is required at the point of sale. Purchase transactions involving account adjustment transactions/returns, PIN-based debit transactions, international card transactions, corporate card transactions, late payment fees, over-limit or over-draft transactions or fees, return check fees, check re-order fees, ATM transactions or fees, cash advances or other transactions requiring a PIN for completion, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from cards other than an Eligible Card, including Mastercard cards not issued by a Participating FI, Mastercard corporate cards, and international cards, or entries from transactions that require a PIN for completion (e.g., cash advances) are void. Entries from unauthorized Eligible Card use or purchases made with lost, stolen, or fraudulent Eligible Cards are void. Only signature-based purchase transactions made with an Eligible Card (as detailed above) for an account that is open and in good standing (both at time of entry and winner selection) and issued by a Mastercard Participating FI in the U.S. to an identifiable Eligible Cardholder (as set forth herein) and processed and submitted through Mastercard’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or
2. To enter this Sweeps by mail without making a purchase/using an Eligible Card: You may receive one (1) entry into the applicable Weekly Period, Monthly Period, and Grand Prize Period drawings by hand printing your full name, complete mailing address, telephone number, date of birth, email address, the first six (6) digits of your Eligible Card, and the words “Community Institutions Mastercard Cardholder Recognition Sweepstakes” on a plain 3” x 5” piece of paper and mailing it in a sealed, stamped, and hand printed #10 envelope to: Community Institutions Mastercard Cardholder Recognition Sweepstakes, 211 Greenwood Ave. 2-2, Promo 547, Bethel, CT 06801 and write your participating issuer financial institution name on the outer mailing envelope. Enter as often as you wish by mail, but each entry must be mailed separately, postmarked by the applicable postmark deadline, and received by the applicable mail-in deadline to be eligible for each Weekly Period, Monthly Period, or Grand Prize Period (as set forth in the chart below). Entries not following format requirements will be void. Each 3”x 5” entry must include your participating issuer financial institution name on the outer mailing envelope. Failure to denote a participating issuer financial institution name or any other requirement (as described above) on the outer mailing envelope will result in disqualification.

There is no limit to the number of entries an eligible individual may receive during the Promo Period (regardless of entry method chosen). No photocopied, computer-generated facsimiles, mechanically reproduced, or mass entries permitted, and any entries received by such means are void. All entries become property of Sponsor and will not be acknowledged or returned. Sponsor and the other Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, delayed, garbled, damaged, inaccurate, stolen, postage-due, or mutilated entries or mail; theft, destruction, or unauthorized access to, or alteration of, entries, defect or delay in transmission, transaction processing, interrupted or unavailable network, server, wireless service provider, or other connections; any error, omission, interruption, defect, or delay in transmission, third-party transaction classification, transaction processing, or communication; traffic congestion on the internet or any technical problem, including, but not limited to, any injury or damage to an entrant’s or any other person’s computer related to or resulting from Sweeps participation, technical or mechanical malfunctions; failures or malfunctions of phones (including wireless phones/handsets), phone lines, cellular equipment towers, or telephone systems; interrupted or unavailable network, server, or other connections; errors or omissions in these Rules, in any Sweeps-related advertisements, or other materials; and any other errors or problems in connection with this Sweeps, including, without limitation, errors or problems in connection with the administration of the Sweeps, the processing of entries, in the selection or announcement of the winners, or in awarding of the prize; human-processing error; failures of electronic equipment, computer hardware, or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Use of any device to automate or subvert entry is prohibited and any entries received by such means will be void. No software-generated, robotic, programmed, script, macro, artificial intelligence generated, or other automated entries are permitted, and any entries received by such means will be void. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps.

Entry Periods and Selection of Winners/Odds: The below listed prizes will be awarded in individual random drawings among all entries received for a total of seventeen (17) drawings (thirteen [13] Weekly Period drawings, three [3] Monthly Period drawings, and one [1] Grand Prize Period drawing). Drawings for each Entry Period will be conducted by Administrator on the drawing dates set forth in the chart below. All decisions of Sponsor and Administrator will be final and binding in all matters relating to this Sweeps. Non-winning entries received for one (1) Weekly Period drawing will not carry forward to subsequent Weekly Period drawings. Non-winning entries received for one (1) Monthly Period drawing will not carry forward to subsequent Monthly Period drawings. However, all non-winning entries received for Weekly Period 1 through Weekly Period 13 and Monthly Period 1 through Monthly Period 3 will be included in the Grand Prize Period drawing. Odds of winning a Second Prize (defined below) will depend on the total number of entries received for each applicable Weekly Period. Odds of winning a First Prize (defined below) will depend on the total number of entries received for each applicable Monthly Period. Odds of winning the Grand Prize (defined below) will depend on the total number of entries received during the entirety of the Grand Prize Period.

Entry Period	Entry Period Transactions (beginning 12:00:01 AM CT and ending 11:59:59 PM CT)	Postmark Deadline	Mail-In Receipt Deadline	Drawing Date
Weekly Period 1	10/15/26–10/23/26	10/24/26	10/31/26	11/30/26
Weekly Period 2	10/24/26–10/30/26	10/31/26	11/7/26	11/30/26
Weekly Period 3	10/31/26–11/6/26	11/7/26	11/14/26	11/30/26
Weekly Period 4	11/7/26–11/13/26	11/14/26	11/21/26	11/30/26
Monthly Period 1	10/15/26–11/13/26	11/14/26	11/21/26	11/30/26
Weekly Period 5	11/14/26–11/20/26	11/21/26	11/28/26	1/4/27
Weekly Period 6	11/21/26–11/27/26	11/28/26	12/5/26	1/4/27
Weekly Period 7	11/28/26–12/4/26	12/5/26	12/12/26	1/4/27
Weekly Period 8	12/5/26–12/11/26	12/12/26	12/19/26	1/4/27
Weekly Period 9	12/12/26–12/18/26	12/19/26	12/26/26	1/4/27
Monthly Period 2	11/14/26–12/18/26	12/19/26	12/26/26	1/4/27
Weekly Period 10	12/19/26–12/25/26	12/26/26	1/2/27	2/1/27
Weekly Period 11	12/26/26–1/1/27	1/2/27	1/9/27	2/1/27
Weekly Period 12	1/2/27–1/8/27	1/9/27	1/16/27	2/1/27
Weekly Period 13	1/9/27–1/15/27	1/16/27	1/23/27	2/1/27
Monthly Period 3	12/19/26–1/15/27	1/16/27	1/23/27	2/1/27
Grand Prize Period	10/15/26–1/15/27	1/16/27	1/23/27	2/1/27

The potential prize winners will be notified by Administrator or Sponsor by telephone, email, and/or mail (method selected in Administrator’s discretion). Subject to verification of eligibility and compliance with these Official Rules, the potential winners will be declared the official winners of the Sweeps. In the event that a potential winner is selected via an Eligible Card transaction (purchase), the prize will be awarded to the individual named on the Eligible Card that was used to make the winning transaction (as determined by Participating FI’s account records and subject to Participating FI’s timely identification). If awarding of a prize is in conflict with the business’s written policy or not feasible after Sponsor’s good faith effort to obtain Cardholder account contact information from Mastercard FI, prize will be forfeited, and an alternate potential winner may be selected by random drawing from among all remaining entries received during the applicable Entry Period. The Released Parties are not responsible for false, incorrect, changed, incomplete, or illegible contact information. The Released Parties shall have no liability for any winner notification that is lost, intercepted, or not received by a potential winner for any reason.

Prizes: A total of two thousand four hundred eighty-five (2,485) prizes will be awarded in this Sweeps. Federal, state, and local taxes and all other expenses not specified herein are each winner’s sole responsibility. The ARV (defined below) of the prizes is based on available information provided to Sponsor and the value of any prize awarded to a winner may be reported for tax purposes as required by law. The ARV of each prize represents Sponsor’s good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded. Each potential winner may be required to provide Sponsor with a valid Social Security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of each winner for the actual value of the prizes received. Unclaimed prizes will be forfeited. The Released Parties are not responsible for and will not replace any lost, mutilated, or stolen prize(s) or any prize that is undeliverable or does not reach a winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited, and the Released Parties will have no further obligation with respect to that prize or portion of the prize. Mastercard Prepaid® card restrictions apply: https://prepaidcardtermsandconditions.comopens in a new tab. An entrant may win one (1) Weekly Period prize across all Weekly Periods, but once they have won a Weekly Period prize, they are no longer eligible to win any additional Weekly Period prizes. An entrant may win one (1) Monthly Prize across all Monthly Periods, but once they have won a Monthly Prize, they are no longer eligible to win any additional Monthly Period prizes. Even if an entrant has won a Weekly Period prize or a Monthly Period prize, entrant may also win one (1) Grand Prize.

Ten (10) Grand Prizes: Each Grand Prize winner will receive $10,000 awarded in the form of a check (“Grand Prize”) (Approximate retail value [“ARV”] of Grand Prize = $10,000 each).

Five hundred twenty-five (525) First Prizes (one hundred seventy-five [175] First Prizes per Monthly Period): Each First Prize winner will receive one (1) $500 Mastercard Prepaid® card (“First Prize”) (ARV of First Prize = $500 each).

One thousand nine hundred fifty (1,950) Second Prizes (one hundred fifty [150] Second Prizes per Weekly Period): Each Second Prize winner will receive one (1) $200 Mastercard Prepaid® card (“Second Prize”) (ARV of Second Prize = $200 each).

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPS: $752,500.

Prizes are non-transferable, with no cash redemptions, equivalents, or substitutions except at Sponsor’s sole and absolute discretion. All prize details not specified in these Rules will be determined in Sponsor’s sole and absolute discretion. Prize details and availability are subject to change and prize provider’s rules and restrictions, and in the event that Sponsor is unable to provide the winner with his or her prize, the Sponsor may elect to provide winners with the approximate value of such item in cash or award an alternate prize of comparable or greater value. All prizes are awarded “AS IS” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). Prize(s), if legitimately claimed, will be awarded. The Released Parties are not responsible for and will not replace any lost, mutilated, or stolen prizes or any prize that is undeliverable or does not reach the winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize. No more than the stated prizes will be awarded. The Released Parties are not responsible for and winner will not receive the difference, if any, between the actual value of the prize at the time of award and the stated ARV in these Rules or in any Sweeps-related correspondence or material.

Privacy: Your use of your Eligible Card to make a purchase during the Promo Period and/or your submission of a 3” x  5” mail-in entry constitutes your consent to enter and participate in this Sweeps and your consent for Sponsor, Participating FI, and Administrator to obtain, use, and transfer your full name, Eligible Card number, email address, home and mailing addresses, and phone number and other information provided by entrants in connection with this Sweeps (collectively, “Sweeps Data”) for the purpose of administering this Sweeps, awarding the prizes, and complying with applicable legal requirements. For information regarding Sponsor’s privacy practices, please click here or visit https://www.mastercard.us/en-us/global-privacy-notice.html. Any information an entrant provides may be used to communicate with an entrant in relation to this Sweeps or on a Sweeps winner’s list. For automatic entries through use of an Eligible Card, Sponsor (or Administrator on Sponsor’s behalf) may obtain the applicable Cardholder’s account holder’s personal contact information (e.g., name, home and mailing addresses, email address, phone number) from Mastercard FI in order to award prizes.

Sponsor and/or Participating FIs may elect to send email marketing communications to its Cardholders or other email recipients in its database in connection with the Sweeps. You can, at any time and free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the email. Opting out of receiving email communications from Sponsor or a Participating FI will not preclude a consumer from winning. Opting out of receiving marketing communications does not opt you out of receiving servicing/transactional emails related to your account with Sponsor and/or the Participating FI.

Except where prohibited by law, acceptance of a prize constitutes each winner’s irrevocable consent to the Released Parties, and each of their respective agents’, successors’, assigns’ and other designees’ use of each winner’s name, likeness, photograph, voice, statements, social media posts/handles, opinions, biographical information, prize, and/or state/city of residence for advertising and promotional and publicity purposes in any and all media or formats, worldwide, in perpetuity, without any permission, notification, payment, or consideration, except for the awarding of the prize(s) to the winners. You may be required to sign a document confirming your consent to this effect. Failure to complete required consent documentation may result in forfeiture of prize. Released Parties are not responsible for late, lost, stolen, illegible, incomplete, misdirected, delayed, garbled, damaged, inaccurate, or undelivered emails, entries, theft, destruction, or unauthorized access to, or alteration of, Sweeps Data, defect/delay in transmission or communication, including, but not limited to, recording failures, or for telephonic, human or computer failures, problems or errors, interruptions in service leveraged to create an entry, whether due to system upgrades, repairs, modifications or other causes, defect, or delay in transmission, connections, satellite, network, cable, internet service provider (ISP), phones, phone lines or telephone systems, recording/filming systems, electronic equipment, computer hardware or software failures, inaccurate entry information, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions, errors or delays, whether caused by equipment, programming, human error, acts of God or otherwise relating to or in connection with the Sweeps, including, without limitation, errors that may occur in connection with the administration of the Sweeps, the processing of entries, Sweeps Data processing, the announcement of prizes and winners, the cancellation or postponement of the Sweeps, for any injury or damage to an entrant’s or any other person’s computer or other device relating to or resulting from participation in this Sweeps, or for printing, typographical, human, or other errors appearing in these Official Rules, in any Sweeps advertisements, or other materials.

Limitation of Liability: BY ENTERING THE SWEEPS, EACH ENTRANT AGREES THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW: (A) ANY AND ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SWEEPS, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (B) ANY AND ALL CLAIMS, JUDGMENTS, AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY), NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (C) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, INDIRECT, EXEMPLARY, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS, AND/OR ANY OTHER DAMAGES, REGARDLESS OF THE FORM OF THE ACTION OR THE THEORY OF RECOVERY, EVEN IF THE RELEASED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES, OTHER THAN ACTUAL OUT-OF-POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (D) ENTRANT’S REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU.

Choice of Law: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of an entrant and the Released Parties in connection with the Sweeps, shall be governed by, and construed in accordance with, the substantive laws of the State of New York, USA, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state’s law.

Arbitration: Except where prohibited by law, as a condition of participating in this Sweeps, each entrant agrees that: (1) any and all disputes and causes of action arising out of or connected with this Sweeps, or any prize awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held in New York County, New York; (2) the Federal Arbitration Act shall govern the interpretation, enforcement, and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. In arbitration, there is no judge or jury, and review is limited. The arbitrator’s decision and award is final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in New York, New York. The Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of any entrant or any other individual (including legal counsel) to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court. In the event there is a discrepancy or inconsistency between an arbitration provision contained in any Eligible Card terms and conditions and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control, and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

Miscellaneous: No transfer, assignment, cash redemption, or substitution of a prize (or portion thereof) will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, and then for a prize (or applicable portion) of equal or greater value. Each potential prize winner may be required to notify Sponsor and Administrator of prize acceptance by returning an executed and notarized Affidavit of Eligibility, Liability Release and (where legal) Publicity Release (collectively, “Prize Claim Documents”) within five (5) business days of issuance of notification or other time period determined by Sponsor and the other Released Parties in their sole discretion. If any potential winner fails or refuses to sign and return all Prize Claim Documents within five (5) business days of prize notification, or within another time period determined by Sponsor, or the other Released Parties, in their sole discretion, such potential winner will be automatically disqualified. Potential winners may also be required to submit to a confidential background check to confirm eligibility and confirm such person, or the use of any such person in advertising, promotion, or publicity, will not pose a security threat or bring the Released Parties into public disrepute, contempt, scandal, or ridicule or reflect unfavorably on the Released Parties as determined by Sponsor, or the other Released Parties, in their sole discretion, and, in such event, the potential winner’s prize may be forfeited. Non-compliance with any of the foregoing may result in disqualification and awarding of a prize to an alternate potential winner, if time permits. If any prize or prize notification letter and/or email is returned as undeliverable or the prize is declined for any reason, the potential winner will be disqualified and, at Sponsor’s sole discretion and time permitting, an alternate potential winner may be selected by random drawing from among all remaining Sweeps entries. Should a potential winner decide to decline his or her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor (and, for the avoidance of doubt, the other Released Parties) shall have no further obligation to that potential winner and an alternate potential winner may be randomly selected from among all remaining Sweeps entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages. By participating, entrants acknowledge they have read, understand, and agree to be bound by these Official Rules and agree that the Released Parties and each of their respective designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, agents, and the franchisees of any of them shall have no liability and an entrant will defend, indemnify, and hold harmless the Released Parties from and against any liability, loss, injury, or damage of any kind (including attorneys’ fees) to any person or entity, including, without limitation, personal injury, death, or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) an entrant’s participation/entry into the Sweeps; (ii) any materials he or she may submit in connection herewith; (iii) the acceptance, possession, use, or misuse of a prize (or portion thereof) or participation in any activities associated with the Sweeps or any prize (or portion thereof) awarded in connection herewith; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human, or other error in the printing, offering, selection, operation, or announcement of any Sweeps activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweeps, including entrants’ attempts to circumvent these Official Rules or otherwise interfere with the administration, security, fairness, integrity, or proper conduct of the Sweeps. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps and to amend, modify, suspend, and/or terminate this Sweeps (or portion thereof) should virus, bugs, non-authorized human or artificial intelligence intervention, or other causes corrupt or impair the administration, security, fairness, or proper play of the Sweeps and, in the case of termination, at its discretion, select potential winners via a random drawing from among all eligible, non-suspect entries received before the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweeps by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, large-scale illness, terrorist threat or activity, war (declared or undeclared), interference with the Sweeps by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s and/or Administrator’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to amend, modify, suspend, or terminate the Sweeps or any prize. Sponsor may decide to postpone drawing dates and other deadlines herein or terminate the Sweeps early. In the event the Sweeps is terminated early, Sponsor shall immediately suspend all drawing and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total ARV as set forth in these Official Rules) in a manner deemed fair and equitable by Sponsor. Sponsor shall not have any further liability to any entrant in connection with the Sweeps. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to amend, modify, suspend, or terminate the Sweeps should a Force Majeure event corrupt or interfere with the administration, integrity, operation, security, or proper play of the Sweeps; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweeps; (ii) acting in violation of these Official Rules; or (iii) acting in an unsportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweeps is a violation of criminal and civil laws and should such an attempt be made, Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. The Sweeps and all prizes are provided “as is” and the Released Parties make no warranty, guaranty, or representation of any kind concerning any prize (or any portion thereof) and disclaim any implied warranty. Some jurisdictions do not allow the disclaimer of implied or other warranties, so the above disclaimer may not apply to you to the extent such jurisdiction's law is applicable to you and these Official Rules. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment, or operation of any transportation company, hotel, manufacturer, or other person or entity furnishing services, products, or accommodations (collectively, “Suppliers”) as a part of the prizes provided in connection with the Sweeps; and (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience, or other irregularity that may be caused by or contributed to: (i) the wrongful, negligent, or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees, or independent contractors; (ii) any defect in or failure of any vehicle, equipment, instrumentality, service, or product that is owned, operated, furnished, or otherwise used by any of those Suppliers; (iii) the wrongful, negligent, or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties; and (iv) any cause, condition, or event whatsoever beyond the control of the Released Parties. Sponsor’s or any other Released Party’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. The invalidity or unenforceability of any provision of these Official Rules will not affect the validity or enforceability of any other provision and Sponsor’s or any other Released Party’s waiver of any provision of these Official Rules shall not constitute a waiver of any other provision. In the event that any provision of these Official Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion, to amend, modify, suspend, or terminate the Sweeps should any provision of these Official Rules be determined to be invalid or otherwise unenforceable or illegal. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Sponsor reserves the right to disqualify entrants who fail to follow these Rules or who make any misrepresentations relative to the Sweeps and redemption of a prize. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the Sweeps documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweeps-related materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

Names of Winners: For the winners’ names, send a self-addressed, stamped envelope to be received by 4/26/27 to: Community Institutions Mastercard Cardholder Recognition Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

Mastercard, Mastercard Prepaid, and the circles designs are trademarks of Mastercard International Incorporated. ©2026 Mastercard. All rights reserved.

All third-party trademarks belong to their respective owners.
The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweeps or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweeps advertisements or the Sweeps.

Sponsor: Mastercard International Incorporated, 2000 Purchase Street, Purchase, NY 10577.
Admin: teamDigital Promotions, Inc., 6 Berkshire Blvd, Bethel, CT 06801, www.teamDigital.com