friend driving in red car

Auto Refinance Application

Vehicle Loan Refinance Application

Same Car. Lower Payments!

Refinance your vehicle from another financial institution & get a lower monthly car payment.

  • Rates as low as 5.89% APR1
  • Get up to 120% financing!2
  • No Payments for 90 Days!3
  • Get $100 cashback when you refinance!4

* Required

Select the CRCU branch location you wish to coordinate with:

Provide Loan Information:

Personal Information:

Financial Information:

1APR = Annual Percentage Rate. Certain terms, conditions, and or discounts apply to rates listed. Rates current as of 02/12/24, and are subject to change based on market conditions and borrower eligibility. A $30,000 loan with a 48-month term at 5.89% APR equals a $758.61 monthly payment. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Payment also includes monthly premium for Payment Protection which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Other rates and terms available. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. Subject to mileage and vehicle age limitations. A vehicle is considered new when the model is current calendar year, next year so long as the mileage does not exceed 7,500 miles. 2CRCU finances up to 120% of MSRP (new vehicles) or the NADA Retail value (used vehicles). Maximum loan to value (LTV) is 120% including tax, license and fees. Maximum LTV is subject to approval and certain restrictions may apply. Not available to refinance an existing CRCU auto loan. The minimum approved loan amount is $500.00. 3Payment will not be required during the deferred period for the first 90 days. Interest will accrue during the deferment period. 4$100 cashback offer valid for auto refinances only. New or used purchase loans do not qualify. $100 cashback deposited into a CRCU checking or savings account at time of loan closing. Cashback may constitute taxable income to you. CRCU may issue an IRS form 1099 to you. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice.

Thank you for your submission!

We will be in touch with you soon.

Please allow us one business day to respond to your application. 

cell phone icon

Should you have questions about your application, please call: 281.422.3611 or 800.238.3228.