Community Heroes Mortgage


For all on the front line everyday… you are our hero!

APPLY NOW

Introducing the CRCU Community Heroes Mortgage!*


We know you work hard giving back to your community, that’s why CRCU is giving back to you.  We offer a very special mortgage loan for those in the medical industry, educational field, and all first responders.

CRCU Community Hero Mortgage

  • NO Lender Fees - Pay no point, origination, underwriting, & processing fees.*
  • Best Rate Guarantee**
  • NO Private Mortgage Insurance (PMI) required
  • ZERO down payment required


Let CRCU assist you in navigating the mortgage process, so you can continue to focus on what’s most important.  Click or call and let CRCU be your mortgage hero!





  • Flexible terms available
  • Local Decisioning mortgage professionals
  • Bilingual Loan Officers
Who qualifies for the Community Hero Mortgage?
  • Education Professionals - Teachers & Administrators, includes all K - 12 and all higher education institution professionals
  • First Responders - Law Enforcement, Fire Department Personnel, Emergency Medical Services, etc.
  • Health Care Professionals - Physicians, RNs, Therapists, Technicians, etc.


Start your application online or schedule your appointment with our Mortgage Specialists!


It’s easy to apply with our online application. If you have questions or would like to schedule an appointment please email Mortgages@crcu.org or call 281.420.3746.
*All loans subject to credit approval. Under certain circumstances, an escrow account for taxes and insurance may be required. Other eligibility includes a credit score of 680 or greater, no bankruptcy in the previous 36 months, debt-to-income ratio not to exceed 41%, and loan-to-value ratio not to exceed 100%. Two-year verifiable employment and income history required. Certain other credit and income qualifications may apply. Minimum finance amount of $75,000. 100% loan-to-value purchase for primary home only. 97% loan-to-value for rate/term refinance (does not include cash out refinances). Refinance applies to non-CRCU mortgages Must qualify for CRCU in-house portfolio loan. Offer does not include FHA, VA, and USDA mortgages or other government backed mortgage loans. Maximum loan = $300,00. Investment properties and Jumbo Loans are not eligible for this offer. Real estate promotions cannot be combined with any other offer. CRCU reserves the right to cancel or change these promotions at any time.  Please contact a representative for more details. CRCU membership required. Offer expires 3/15/21.