Home Improvement Loans

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Looking for a Great Rate?  
Call us today for a personal quote!

Area Telephone Number
Baytown / Houston 281-420-3746
Out of Area 800-238-3228


With a Home Improvement Loan from CRCU, you can add that extra bedroom and bathroom. You find the builder, we write the checks.

  • Loans up to 95% of the value of the property less any mortgages
  • Great low rates available for permanent home improvements
  • The stability of a fixed monthly payment that stays the same for the life of the loan
  • The interest on this loan may be used as a tax deduction. Please consult your tax advisor for details.

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Your rate will be fixed.  Payment example:  If you borrow $50,000 at 6.00% with an APR of 6.147% for 10 years in a second lien position, your monthly payment for 119 months would be $555.10 and one final payment of $555.40.  Rates based on an evaluation of each memberís credit history, loan-to-value (LTV), loan amount, loan purpose and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances and escrow account for taxes and insurance may be required.

Home Improvement Loans

Need Advice?

Have a question, or want to talk with a Home Improvement Specialist? 

  • 281.420.3746 locally
  • 800.238.3228 out of the area 
  • Send us an e-Mail
  • Visit us at 2900 Decker Drive in Baytown, or 6903 Atascocita Road in Atascocita