CRCU Platinum MasterCard®

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Get a 5.99% Intro/Promo Balance Transfer APR* For the Life of the Transfer & $0 Balance Transfer Fee with a CRCU Platinum MasterCard.

Refinance high-rate credit card debt to a CRCU Platinum MasterCard and start saving today! 

Register for MasterCard SecureCode Today!

Register now for simple, free security when you use your MasterCard.

Loan Payment Calculators

  • Disclosures
  • Rewards
  • Rates

*APR = Annual Percentage Rate. The 5.99% Introductory/promotional APR is for qualified borrowers only, based on creditworthiness. Borrowers not qualifying will receive a Balance Transfer APR between 15.99% and 17.99% based on creditworthiness. Rate is only valid on new balance transfers from other financial institutions. The introductory/promotional APR applies for the life of each balance transfer completed by 12/31/14. For applicants receiving the Introductory/promotional APR, the APR for balance transfers completed after 12/31/14 will be 7.99% to 12.99% based on creditworthiness. Limited time offer. Subject to change without notice.


Please see our Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Agreement and Disclosure Statement and applicable law. Not all members will qualify for Rewards. Please contact us for more information. 

With MasterCard's Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily for business, commercial, or agricultural purposes. For more information about MasterCard's Zero Liability policy, click here.

Not only are you rewarded for making a smart decision, you also get cash back Rewards!


Here’s how the Rewards2U program works. For every dollar you spend, you earn up to $1,000 cash back per year.  You will see the cash back total in the statement message area of your monthly statements.



 Purchases Reward 
 $0 - $5,000


 $5,001 - $10,000





There are no forms to mail in or phone calls to make. When you receive your January statement, you will see the money credited back to you. It happens automatically. It's that easy!


For Rewards2U Terms and Conditions, please click here.


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*APR = Annual Percentage Rate.  Payment example:  If you borrow $5,000 at 7.99% APR for 2 years, your monthly payment for 23 months would be $226.11 and one final payment of $226.20.  Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term. 

Balance Transfer

Have a question, or want to talk with a lender? 

  • 281.422.3611 locally
  • 800.238.3228 out of the area 
  • Send us an e-Mail