Auto Loans

Auto loans apply now      Auto loan rates

Whether you're purchasing a new or used car from a dealership, person-to-person, or you want to possibly lower your car payment with an auto refinance, we can guide you through the process.  The rates listed below include all applicable discounts.  

Term Rates As Low As
36 Months 1.99% APR
60 Months 2.24% APR
72 Months 2.49% APR


  • Shop like a cash buyer with a pre-approved car loan
  • 100% financing available means little to no money down
  • Refinance car loan from your bank 
  • Calculate your monthly payment with our auto loan calculator
  • Call 281.422.3611 locally or 800.238.3228 to apply over the phone

Try the CRCU Member Auto Center, where you can shop for new or pre-owned vehicles, including inventory from our Preferred Dealers. Research vehicles, compare prices and finance your next car loan today!

  • Refinance
  • Preferred Dealers
  • Disclosure

Refinance Your Existing Auto Loan
Want to lower your payments?  We may help reduce costs and lower your payments by refinancing your current auto loan. Our lending experts are ready to help you find the right solution to fit your monthly budget.  Plus, you may be able to skip your next monthly payment! 


Auto loans apply now

Preferred Dealers

Visit any of our Preferred Dealers and you can finance your new or used vehicle without ever leaving the lot.  You'll get CRCU member-only rates, plus you can drive your new vehicle home the same day!  

APR = Annual Percentage Rate.  Your rate will be fixed.  Certain terms, conditions and or discounts apply to rates displayed on this page.  Payment example:  If you borrow $20,000 at 2.24% APR for 5 years, your monthly payment would be $352.70.  Your monthly payments include principal and interest and may be higher or lower depending on your loan amount, APR, and term.  All credit is subject to approval and some restrictions may apply, including qualifying for a discounted rate. All loans closed directly at the dealership must be pre-approved at the credit union and closed at the pre-approved rate to qualify for the rate displayed on this page. Rates current as of  March 1, 2014, unless otherwise noted and are subject to change without notice. A vehicle is considered new when the model is the current calendar year, next year or previous year so long as the mileage does not to exceed 7,500 miles. Refinance rate excludes current CRCU loans.
Auto Loans

Search Local Dealer Inventories!
Member Auto Center
View local dealer inventories all from one easy-to-use site.  
With daily vehicle updates, the CRCU Member Auto Center   
is sure to have what you're looking for!

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  • Research New Cars
  • Free Used Car Values