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IRA Savings

An IRA Savings from CRCU allows you to save now, and put off paying taxes on that money until your retirement years, depending upon the option you choose. Our IRA Savings can accept contributions, IRA funds from other financial institutions, or 401(k) rollovers.  

  • Premium interest paid on accounts with $100 or more
  • Never a monthly maintenance fee
  • Low $100 minimum opening deposit
  • Traditional, or Roth IRA options
  • Interest is compounded daily for maximum returns
  • Your money grows tax-deferred, if eligible
  • Contributions may be tax-deferred too, if eligible
  • Rollover your 401(k) or employer-sponsored qualified retirement plan to consolidate your retirement accounts

Plus, the NCUA protects the money you have in CRCU, a federally insured credit union, up to $250,000, just like the FDIC protects money in a bank account.

More Information
Earnings (interest you earn) for Traditional IRAs is tax-deferred until you start withdrawing funds. Contributions to a Roth and/or Traditional IRA are limited to a combined $5,500 per year (or, if you're 50 or older by the end of the year, you may add another $1,000). Contributions may be fully or partially tax-deductible. Consult your tax advisor about IRA eligibility, contribution qualifications and earnings.

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