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Home Improvement Loans

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With a Home Improvement Loan from CRCU, you can add that pool you've been wanting or that extra bedroom and bathroom. Create a separate living area for another family member, or update your home's features while remaining in a familiar neighborhood.  Plus, we make it easy to stay on track - you find the builder, we write the checks. 

  • Loans up to 90% of the value of the property less any mortgages
  • Great low rates available for permanent home improvements
  • The stability of a fixed monthly payment that stays the same for the life of the loan
  • The interest on this loan may be used as a tax deduction. Please consult your tax advisor for details.

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You may apply online, or call us to get started. We're here to help!

  • Atascocita / Kingwood / Humble - Call 281.462.2728, ext. 1550
  • Baytown / Houston - Call 281.420.3746
  • Out of Area - Call 800.238.3228
More Info
APR = Annual Percentage Rate.  Your rate will be fixed. Payment example: If you borrow $50,000 at 6.00% with an APR of 6.147% for 10 years in a second lien position, your monthly payment for 119 months would be $555.10 and one final payment of $555.40. Rates based on an evaluation of each member’s credit history, loan-to-value (LTV), loan amount, loan purpose and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required

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