Home Equity Loans
Have you been dreaming of remodeling your kitchen, building that in-ground pool you've been wanting, or planning your dream wedding? Did you know that you could use your home's equity to make you dream a reality? If you have a large expense such as a major home improvement or you want to consolidate your debt, a Home Equity Loan may be right for you. With rates as low as 4.60% APR*, you can have your funding in 30 days or less+.
- Receive a $200 Home Depot gift card upon home equity funding^
- Terms up to 20 years
- Borrow up to 80% of your home's value, minus your mortgage balance
- Get your money up front with a one-time payout
- Fixed rate & monthly payments for the life of the loan
- The interest on this loan may be used as a tax deduction. Please consult your tax advisor for details.
Call for Assistance
You may apply online, or call us to get started. We're here to help!
- Atascocita / Kingwood / Humble - Call 281.462.2728, ext. 1550
- Baytown / Houston - Call 281.420.3746
- Out of Area - Call 800.238.3228
*APR = Annual Percentage Rate. Your rate will be fixed. 4.60% APR based upon a $125,000 loan total @ 180 months with a monthly payment of $956.24, with a total loan payoff of $172,123.20. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member’s credit history, loan to value (LTV), loan amount, loan purpose, and other factors; so, your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Does not include taxes and insurance. Offer subject to change or cancellation without notice. CRCU membership required. +Individual loan circumstances vary and actual funding may exceed stated timeframe. ~Check with your tax advisor for details. ^Community Resource Credit Union is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. All rights reserved. The Home Depot® gift card offer valid only for loans of $60,000 or greater. Limited supply and some restrictions may apply. One gift card per member while supplies last. Offer subject to change or cancellation without notice.