Current Rates

For current rates and fees, call Community Resource Credit Union at 281.422.3611 or toll free at 800.238.3228.



Click here for Fees & Charges applicable to your Share (Savings) Accounts, Checking Accounts and IRA Savings Accounts at Community Resource Credit Union.

 


Rates subject to change without notice.
* Fees could reduce earnings.
Minimum balance required to earn the advertised annual percentage yield.



 


Rates subject to change without notice.
* Fees could reduce earnings.
Minimum balance required to earn the advertised annual percentage yield.



 

A penalty will be imposed for early withdrawal.
Rates subject to change without notice.
Minimum balance required to earn the advertised annual percentage yield.



 

*Certain terms, conditions and or discounts apply.
** Maximum term for used vehicles and used motorcycles
   is 60 months.
***Minimum finance amount $30,000 for 72 and 84 months.

New Vehicle Loan Payment Example Loan Amount $20,000 Interest Rate 5.55% Term of the Loan 60 months Monthly Payment $382.69



 

Download the Summary of Terms



 

LATE CHARGES: If any payment is made 14 days or more after it is due, you may be charged a late charge which shall not exceed 5% of your minimum payment, but not less than $5.00.

COLLECTION COST: You promise to pay all cost of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. FILING FEE: You will be charged a lien filing fee at the time of the advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on our property. The amount of the filing fee will be disclosed on the voucher.



Rate Schedule for Mortgage Loans

Mortgage Rates can change daily. For current information call the Credit Union at 281.422.3611 or toll free at 800.238.3228.



 

*Annual Percentage Rate is based on loan amount of $24,950.

The proceeds of a Home Equity Loan may be used for many things including: One of the advantages of Home Equity Loan is that, in most cases, the interest paid on these loans is tax deductible. All loans subject to credit approval.

*Please check with your tax advisor for details.

VALUE OF HOME X 80% - WHAT YOU OWE ON HOME = WHAT YOU CAN BORROW

Home Equity Loan Payment Example Loan Amount $24,950 Interest Rate 5.50% Term of the Loan 10 Years Monthly Payment $270.77



 

*Annual Percentage Rate is based on loan amount of $24,950. **Adjustable Rate - Rate adjusts every five (5) years. Rate is adjusted according to the Fannie Mae 30-year fixed conforming 30-day lock period rate quoted from Countrywide Funding Wholesale Division.

The proceeds of a Home Improvement Loan may only be used to improve the home. Some of the most common uses of these loans are: A building contractor must be used to arrange a Home Improvement Loan.

VALUE OF HOME X 95% - WHAT YOU OWE ON HOME = WHAT YOU CAN BORROW

If your home is debt free, use this formula:

VALUE OF HOME X 95% = WHAT YOU CAN BORROW




 

*Annual Percentage Rate is based on loan amount of $24,000.
**Adjustable Rate - Rate adjusts every five (5) years. Rate is adjusted according to the Fannie Mae 30-year fixed conforming 30-day lock period rate quoted from Countrywide Funding Wholesale Division.