Fee Schedule

Effective August 1, 2006 subject to change by the board of directors

Money Market Savings Account

Monthly Service Charge $10 per month* Transfer Limitaions Violation $10 per item Non-Sufficient Funds (NSF) $29.50 per item * Service Charge does not apply for balances of $5,000.00 or above.



Checking Accounts

Non-Sufficient Funds (NSF) $29.50 per item Bill Payer Services* FREE *Requires a minimum of one transaction per 30 day period to avoid a monthly service charge of $3.95. Service charge only applies to those accounts currently subscribing for Bill Pay service that are deemed inactive. FREE Checking No Monthly Service Fee Interest Checking No Monthly Service Fee* *Monthly service fee is $7 if your average daily balance falls below $700. Senior Checking No Monthly Service Fee



ATM/VISA Check Card Services

Withdrawals with a CRCU Card at CRCU ATM No charge Withdrawals with a CRCU Card at other ATMs $1.00 per Balance inquiry/transfer with a CRCU Card at CRCU ATM No charge Balance inquiry/transfer with a CRCU Card at other ATMs $.50 per Pulse Pay No charge Debit/ATM Card Replacement $5.00



Safe Deposit Box Service
(subject to availability)

  3 x 5" box $20.00 annually   3 x 10" box $30.00 annually   5 x 5" box $25.00 annually   5 x 10" box $50.00 annually   2 x 10" box $30.00 annually   10 x 10" box $90.00 annually   An additional $5.00 is charged if billing is not paid through an automatic transfer.



Other Service Fees
(applicable to all accounts)

  Returned deposit item $10.00   Telephone transfer $2.00 each
(Free through TouchTone Teller)   Printed transaction history
(30 days) $2.00 each   Wire transfers
outgoing $15.00   Wire Transfer Western Union $20.00   Research and reconciliation $25.00 per hour   Stop Payment order $20.00 each   Statement copied $5.00 each   Paid check copied $5.00 each
(two free per statement)   Money Orders $1.50 each   Travelers Cheques 1% of the amount   Travelers Cheques for Two 1.5% of the amount   American Express
Gift Cheques $2.50 each   Cashiers Checks $3.00 each   Collection items Varies depending on correspondent fees   Lost Certificate of Deposit affidavit $10.00   Garnishments $25.00 plus attorney fees   Executions $25.00 plus attorney fees   Levies $25.00 plus attorney fees