Reward Checking is a completely free checking account that pays a premium interest rate and refunds nationwide ATM fees!

Earn 5.01% APY* on our Reward Checking Account and receive free ATMs nationwide when you meet the minimum requirements listed below. No minimum balance. No monthly service charge. It’s that easy! If you don't do everything you need to do to get the Rewards one month, don't worry - you still have a great free checking account, and you can try again to meet the requirements the next month.

To earn the Reward Rates, perform the following each statement cycle:
1. Make 10 Check Card Purchases
      (excluding ATM transactions)
2. One Direct Deposit or ACH Auto Debit
3. Receive an Electronic Statement

Call:	281.420.3779 or 866.833.3925
Visit:	2900 Decker Dr., 2700, N. Alexander Dr. in Baytown, or at 6218 FM 2100 in Crosby

*5.01% Annual Percentage Yield (APY) paid on balances between one penny to $25,000, and 1.01% APY paid on all amounts above $25,000 each statement cycle the minimum requirements are met. If you do not meet the requirements per statement cycle, your account will still function as a free checking account earning 0.25% APY; however, you will not receive ATM refunds for that time period. Rates as of August 1, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However, you must deposit a minimum of $50 to open this account. Available to Personal Accounts only. No monthly service charge. Fees may reduce earnings. Interest will be paid the first business day of the following month. **Unlimited ATM refunds if requirements are met.